Looking for a fresh start in a new San Jose neighborhood that is actually affordable? Fortunately, there are some neighborhoods that still offer affordable cost of living. Listed below are the most affordable neighborhoods in San Jose for 2026, ranked by their cost of living index. The cost of living index includes various items such as: goods and services, groceries, utilities, real estate and rental rates. For reference, the national average for cost of living is 100.

Population 1,463
-31%
Cost of Living Index 150 vs 217
31% lower than San Jose
Population 42,615
-26%
Cost of Living Index 160 vs 217
26% lower than San Jose
Population 5,461
-22%
Cost of Living Index 169 vs 217
22% lower than San Jose
Population 58,100
-20%
Cost of Living Index 174 vs 217
20% lower than San Jose
Population 118,188
-15%
Cost of Living Index 186 vs 217
15% lower than San Jose
Population 30,566
-13%
Cost of Living Index 188 vs 217
13% lower than San Jose
Population 83,106
-11%
Cost of Living Index 193 vs 217
11% lower than San Jose
Population 73,595
-10%
Cost of Living Index 196 vs 217
10% lower than San Jose
Population 59,849
-8%
Cost of Living Index 200 vs 217
8% lower than San Jose
Population 36,469
-7%
Cost of Living Index 202 vs 217
7% lower than San Jose
Is This the Right Place for You? Local Insights Report
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Local Insights Report