Cost of Living in North San Jose, San Jose, CA

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F
102%
Overall NAT. AVG.
15%
Groceries NAT. AVG.
291%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North San Jose San Jose California
Cost of living202217141
Groceries115121111
Health care120124116
Housing391424197
Transportation121136118
Utilities124131119
Lifestyle & Entertainment129135120
Household Items111116111
Education & Childcare138145127
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Homes For Sale In San Jose, CA

property for sale

231 E San Fernando St

San Jose, CA
property for sale

2948 Moss Point Dr

San Jose, CA
property for sale

6093 Blacklock Ct

San Jose, CA
property for sale

7094 Heaton Moor Dr

San Jose, CA

Cost Of Living Quick Facts

  • The cost of living in North San Jose is 44% higher than the San Jose average
  • The cost of living in North San Jose is 102% higher than the national average
  • North San Jose housing is 291% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around North San Jose

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Compare San Jose, CA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$215,066$17,922$5,018$6,453

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain View CDP, CA2,67513433.5%
      Alum Rock, CA12,23318988.9%
      Newark, CA49,97119595.1%
      East Palo Alto, CA30,529213113.4%
      Milpitas, CA77,004217116.6%
      San Jose, CA1,062,558217117.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ottawa, ON1,058,126n/a 
      Edmonton, AB1,053,392n/a 
      Austin, TX988,40012626.1%
      Jacksonville, FL934,7521088.0%
      Fort Worth, TX926,3711032.9%
      San Jose, CA1,062,558217117.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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