F
Overall 116%
Goods & Services 37%
Housing 308%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexNorth BeachSan FranciscoCalifornia
Cost of living216206140
Goods & Services137137111
Groceries127127118
Health care127127113
Housing408377196
Transportation141141128
Utilities122122118

Key findings

  • The cost of living in North Beach is 54% higher than the San Francisco average
  • The cost of living in North Beach is 116% higher than the national average
  • North Beach housing is 308% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

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Compare San Francisco, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Household$83,033$6,919$1,937$2,491

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemSan FranciscoNational avg.Difference
      Haircut $23.67$17.4935.3%
      Beauty Salon $84.88$38.17122.4%
      Toothpaste $2.92$2.3225.8%
      Shampoo $1.37$1.0135.4%
      Movie $15.04$10.7240.2%
      Bowling $21.14$13.8652.5%

      Groceries

      ItemSan FranciscoNational avg.Difference
      Ground Beef $3.47$3.9011.0%
      Fried Chicken $1.39$1.400.4%
      Milk $2.34$1.9619.3%
      Potatoes $2.57$3.1819.3%
      Pizza $13.99$10.3934.6%
      Beer $10.39$9.2312.6%

      Health Care

      ItemSan FranciscoNational avg.Difference
      Optometrist $143.14$106.3434.6%
      Doctor $154.00$115.2533.6%
      Dentist $138.14$98.3840.4%
      Ibuprofen $12.19$9.2631.6%
      Lipitor $435.97$466.476.5%

      Housing

      ItemSan FranciscoNational avg.Difference
      Home Price $858,800.00$184,700.00365.0%
      Avg. Mortgage Payment $4,745.39$1,273.32272.7%
      Apartment Rent $1,632.00$949.0072.0%

      Transportation

      ItemSan FranciscoNational avg.Difference
      Gasoline $3.82$2.5947.5%
      Tire Balancing $65.75$48.9034.5%

      Utilities

      ItemSan FranciscoNational avg.Difference
      All Electricity$224.45$167.6033.9%
      Phone $195.57$163.4219.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Strawberry CDP (Tuolumne County), CA11613333%
      Rollingwood, CA3,23112525%
      San Pablo, CA29,99112626%
      Montalvin Manor, CA3,17412727%
      North Richmond, CA4,03912929%
      San Francisco, CA850,282206106%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Indianapolis, IN846,67490-10%
      Jacksonville, FL856,61690-10%
      Columbus, OH837,03890-10%
      Fort Worth, TX815,93092-8%
      Charlotte, NC808,8341011%
      San Francisco, CA850,282206106%
      Source: The North Beach, San Francisco, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.