Cost Of Living in Salisbury, MA

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F

37%

Overall NAT. AVG.

20%

Goods & Services NAT. AVG.

86%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Salisbury	Massachusetts	National
Cost of living	137	133	100
Goods & Services	120	122	100
Groceries	102	105	100
Health care	113	113	100
Housing	186	165	100
Transportation	110	118	100
Utilities	131	134	100

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Cost Of Living Quick Facts

The cost of living in Salisbury is 3% higher than the Massachusetts average
The cost of living in Salisbury is 37% higher than the national average
Salisbury housing is 86% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,411	$7,284	$2,039	$2,623
Renters	$53,636	$4,470	$1,251	$1,609

A good way to judge both the affordability of the housing and the cost of living in Salisbury is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Salisbury has a median income of about $87,411 for people who own homes. Based on that number, a maximum of $2,039 should be spent on expenses related to housing. Renters have a slightly different median income, which is $53,636. Based on this average, renters should spend no more than $1,251 on all rental costs if they want to maintain a non-impoverished standard of living.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Salisbury	National avg.	Difference
Haircut	$26.58	$24.26	9.6%
Beauty Salon	$67.97	$45.56	49.2%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.25	$1.28	2.1%
Movie	$13.07	$12.13	7.7%
Bowling	$25.44	$18.00	41.4%

Groceries

Item	Salisbury	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.75	$4.67	1.6%
Potatoes	$5.01	$4.93	1.5%
Pizza	$11.66	$12.09	3.6%
Beer	$9.82	$10.41	5.7%

Health Care

Item	Salisbury	National avg.	Difference
Optometrist	$115.00	$125.68	8.5%
Doctor	$164.00	$135.78	20.8%
Dentist	$136.17	$113.29	20.2%
Ibuprofen	$11.01	$10.65	3.4%
Lipitor	$483.35	$468.60	3.1%

Housing

Item	Salisbury	National avg.	Difference
Home Price	$367,400.00	$184,700.00	98.9%
Avg. Mortgage Payment	$2,281.44	$2,346.69	2.8%
Apartment Rent	$1,471.00	$949.00	55.0%

Transportation

Item	Salisbury	National avg.	Difference
Gasoline	$3.33	$3.46	3.9%
Tire Balancing	$86.00	$59.92	43.5%

Utilities

Item	Salisbury	National avg.	Difference
All Electricity	$294.40	$193.99	51.8%
Phone	$186.72	$192.25	2.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Exeter, NH	9,349	121	21.0%
Epping, NH	3,001	126	26.5%
Haverhill, MA	63,783	129	29.4%
Hampton Beach, NH	2,485	132	31.9%
Amesbury Town, MA	17,474	133	32.7%
Salisbury, MA	5,116	137	37.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lakehills, TX	5,116	101	1.1%
Chamberlayne, VA	5,116	108	8.1%
Grandwood Park, IL	5,114	115	15.5%
Hugo, OK	5,114	91	9.4%
Kenneth City, FL	5,119	97	2.6%
Salisbury, MA	5,116	137	37.3%