Cost of Living in Exeter, NH

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B
13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Exeter New Hampshire National
Cost of living113110100
Groceries103103100
Health care103104100
Housing132125100
Transportation104103100
Utilities107106100
Lifestyle & Entertainment108103100
Household Items101102100
Education & Childcare108105100
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Homes For Sale In Exeter, NH

property for sale

4 Sterling Hill Ln #431

Exeter, NH
property for sale

14 Phinney Ln

Exeter, NH
property for sale

97 Dudley Rd

Brentwood, NH
property for sale

1 Stonewall Way Unit D

Exeter, NH

Cost Of Living Quick Facts

  • The cost of living in Exeter is 3% higher than the New Hampshire average
  • The cost of living in Exeter is 13% higher than the national average
  • Exeter housing is 32% higher than the national average
  • New Hampshire general sales tax is 100% lower than the national average
  • New Hampshire state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Exeter

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Compare Exeter, NH Cost of Living

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$134,539$11,212$3,139$4,037
      Renters$76,064$6,339$1,775$2,282
      To approximate the cost of living and the housing affordability in Exeter, NH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Exeter have a median income of $134,539. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,139 per month to avoid calamity and poverty. The renters in the city have an income of about $76,064, which would make their monthly maximum allowable rental costs $1,775.

      New Hampshire Sales Tax

      State General Sales Tax With Max Surtax
      New Hampshire 0% 0%

      New Hampshire Income Tax

      State Income Tax (Low) Income Tax (High)
      New Hampshire 4% 4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Raymond, NH3,9231109.6%
      Dover, NH33,09511616.0%
      Newmarket, NH5,95511717.0%
      Epping, NH3,10811818.0%
      South Eliot, ME3,16812221.7%
      Exeter, NH9,64911312.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Northwest Harborcreek, PA9,651972.5%
      Pont-Rouge, QC9,651n/a 
      Coral Hills, MD9,66113635.8%
      Carencro, LA9,636973.5%
      Farnham, QC9,662n/a 
      Exeter, NH9,64911312.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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