Cost of Living in Chamberlayne, VA

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B+
10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chamberlayne Virginia National
Cost of living110111100
Groceries102103100
Health care101103100
Housing127129100
Transportation101105100
Utilities106104100
Lifestyle & Entertainment104103100
Household Items101102100
Education & Childcare103109100
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Homes For Sale In Chamberlayne, VA

property for sale

8017 Arbor Glen Pl

Richmond, VA
property for sale

8211 Colebrook Rd

Richmond, VA
property for sale

0 Wilkinson Rd

Richmond, VA

Cost Of Living Quick Facts

  • The cost of living in Chamberlayne is 2% lower than the Virginia average
  • The cost of living in Chamberlayne is 10% higher than the national average
  • Chamberlayne housing is 27% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Chamberlayne

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Compare Chamberlayne, VA Cost of Living

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      Cost of living index
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      Health care index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,846$10,904$3,053$3,926
      Renters$0$0$0$0
      To approximate the cost of living and the housing affordability in Chamberlayne, VA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Chamberlayne have a median income of $130,846. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,053 per month to avoid calamity and poverty. The renters in the city have an income of about $0, which would make their monthly maximum allowable rental costs $0.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montrose, VA7,859973.4%
      Bensley, VA6,198991.1%
      Sandston, VA7,0531010.9%
      Highland Springs, VA15,404991.0%
      East Highland Park, VA17,051990.9%
      Chamberlayne, VA5,2541109.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Jackson, GA5,254927.7%
      Las Flores, CA5,257203103.0%
      Summit, AZ5,2508613.8%
      Oak Point, TX5,25012323.3%
      Birdsboro, PA5,258991.1%
      Chamberlayne, VA5,2541109.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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