| Index | Roosevelt | New York | National |
| Cost of living | 133 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 111 | 110 | 100 |
| Housing | 192 | 144 | 100 |
| Transportation | 109 | 113 | 100 |
| Utilities | 111 | 112 | 100 |
| Lifestyle & Entertainment | 106 | 111 | 100 |
| Household Items | 104 | 106 | 100 |
| Education & Childcare | 115 | 118 | 100 |
Knowing the cost of living in Roosevelt allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Roosevelt stands at 133, marking it 33% higher than the national average.
The cost of living in Roosevelt is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Roosevelt falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs are a very significant part of the Roosevelt cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 91.6% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Roosevelt affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Roosevelt, the median home price is 79.2% higher than the national average and monthly rent prices are 120.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Roosevelt boasting a median household income of $138,902, 70.8% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Roosevelt, the transportation index is 8.8% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Roosevelt, healthcare costs are 10.7% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Roosevelt comes in at 10.5% higher than the national average.
The Roosevelt cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $172,872 | $14,406 | $4,033 | $5,187 |
| Renters | $63,407 | $5,284 | $1,479 | $1,902 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Wyandanch, NY | 11,925 | 125 | 25.1% |
| Hempstead, NY | 56,908 | 131 | 30.5% |
| North Lindenhurst, NY | 11,096 | 131 | 30.8% |
| Copiague, NY | 23,901 | 131 | 31.3% |
| Roslyn, NY | 2,998 | 132 | 32.2% |
| Roosevelt, NY | 17,011 | 133 | 33.3% |
| City | Population | Cost of Living Index | National Avg. |
| Troutdale, OR | 17,015 | 126 | 25.6% |
| Yorkton, SK | 17,021 | n/a | |
| Truckee, CA | 17,023 | 158 | 58.3% |
| Buda, TX | 16,991 | 116 | 16.0% |
| Opelousas, LA | 17,032 | 88 | 11.7% |
| Roosevelt, NY | 17,011 | 133 | 33.3% |
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