Buda cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9991100
Goods & Services index10193100
Groceries index8891100
Health care index9996100
Housing index10883100
Transportation index9394100
Utilities index88100100
An overview of the general cost of living index for Buda, TX is displayed above for your reference. Residents in Buda, TX enjoy a cost of living index of 99. This index is 9% higher than the Texas average, and 1% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Buda, TX, the average cost of goods and services is 8% higher than it is in Texas, and it is 1% higher than the national average.
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Did you know?

  • The cost of living in Buda is 9% higher than the Texas average.
  • The cost of living in Buda is 1% lower than the national average.
  • The cost of housing in Buda is 8% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Compare Buda, TX Cost of living To Other Cities

Salary Calculator

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Health care index
Housing index
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The salary calculator allows you to compare how much your current salary in Buda, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Buda, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Buda, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Buda, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Buda, TX homeowners have a median income of $90,012. Using that number, you will come up with a maximum of $2,100 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,661, which means there is a maximum of $785 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Buda, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemBudaNational avg.Difference
Haircut $23.78$16.0947.8%
Beauty Salon $46.34$37.3324.1%
Toothpaste $2.14$2.4512.6%
Shampoo $0.82$1.0018.4%
Movie $11.09$10.287.9%
Bowling $4.23$4.9314.2%


ItemBudaNational avg.Difference
Ground Beef $3.18$3.8016.3%
Fried Chicken $1.15$1.4017.9%
Milk $1.81$2.0110.0%
Potatoes $3.04$3.011.0%
Pizza $11.33$9.8914.6%
Beer $8.77$8.901.4%

Health Care

ItemBudaNational avg.Difference
Optometrist $109.83$102.167.5%
Doctor $98.76$108.368.9%
Dentist $99.00$92.537.0%
Ibuprofen $8.56$9.287.7%
Lipitor $417.08$425.822.1%


ItemBudaNational avg.Difference
Home Price $201,500.00$184,700.009.1%
Avg. Mortgage Payment $1,110.77$1,202.447.6%
Apartment Rent $1,007.00$949.006.1%


ItemBudaNational avg.Difference
Gasoline $2.11$2.245.9%
Tire Balancing $42.66$46.297.9%


ItemBudaNational avg.Difference
All Electricity$157.31$165.965.2%
Phone $22.94$28.6820.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Uhland, TX1,35283-17%
Lockhart, TX13,22287-13%
Niederwald, TX57687-13%
Mustang Ridge, TX1,19291-9%
San Marcos, TX57,74391-9%
Buda, TX11,93699-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Morgan City, LA11,93690-10%
Guymon, OK11,93483-17%
Richmond, TX11,93985-15%
Crestwood, MO11,94198-2%
Washington, IN11,94185-15%
Buda, TX11,93699-1%
Source: The Buda, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.
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