Cost Of Living in Ridgely, MD

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A+

1%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ridgely	Maryland	National
Cost of living	101	121	100
Groceries	98	105	100
Health care	102	109	100
Housing	104	151	100
Transportation	99	109	100
Utilities	102	108	100
Lifestyle & Entertainment	100	109	100
Household Items	98	105	100
Education & Childcare	96	112	100

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Homes For Sale In Ridgely, MD

11421 Maplewood Dr

Ridgely, MD

11231 River Rd

Ridgely, MD

208 Oriole Ave

Ridgely, MD

11 9th St

Ridgely, MD

Cost Of Living Quick Facts

The cost of living in Ridgely is 17% lower than the Maryland average
The cost of living in Ridgely is 1% higher than the national average
Ridgely housing is 4% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,423	$8,285	$2,320	$2,983
Renters	$50,477	$4,206	$1,178	$1,514

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
West Denton, MD	14	99	0.8%
Hartly, DE	170	82	18.3%
Henderson, MD	162	88	12.4%
Greensboro, MD	2,938	97	3.4%
Cordova, MD	562	103	2.9%
Ridgely, MD	2,031	101	0.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Parma, ID	2,031	91	8.7%
Sainte-Anne-de-la-Pérade, QC	2,031	n/a
Huachuca City, AZ	2,030	89	11.2%
Mount Ayr, IA	2,030	84	16.2%
Slayton, MN	2,030	84	15.9%
Ridgely, MD	2,031	101	0.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ridgely, MD

Homes For Sale In Ridgely, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Ridgely

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The best places in Maryland

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population