Cost Of Living in Henderson, MD

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12%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Henderson	Maryland	National
Cost of living	88	121	100
Groceries	98	105	100
Health care	102	109	100
Housing	61	151	100
Transportation	99	109	100
Utilities	102	108	100
Lifestyle & Entertainment	100	109	100
Household Items	98	105	100
Education & Childcare	96	112	100

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Homes For Sale In Henderson, MD

17619 Melville Rd

Henderson, MD

Goldsboro RD

Denton, MD

Trunk Line Rd

Henderson, MD

Cost Of Living Quick Facts

The cost of living in Henderson is 27% lower than the Maryland average
The cost of living in Henderson is 12% lower than the national average
Henderson housing is 39% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$126,410	$10,534	$2,949	$3,793
Renters	$52,939	$4,412	$1,235	$1,588

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
West Denton, MD	14	99	0.8%
Hartly, DE	170	82	18.3%
Farmington, DE	190	89	11.1%
Leipsic, DE	147	94	6.0%
Rodney Village, DE	1,200	94	6.0%
Henderson, MD	162	88	12.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Winthrop, AR	162	80	20.0%
Ali Chuk, AZ	162	103	3.1%
Big Creek, CA	162	114	14.1%
Philo, CA	162	125	24.9%
Braddyville, IA	162	82	17.8%
Henderson, MD	162	88	12.4%