Cost of Living in Mount Ayr, IA

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Ayr Iowa National
Cost of living8489100
Groceries9997100
Health care9796100
Housing5674100
Transportation9697100
Utilities9795100
Lifestyle & Entertainment9195100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Mount Ayr, IA

property for sale

704 E Monroe St

Mount Ayr, IA
property for sale

TBD Hwy. 169

Mount Ayr, IA
property for sale

606 N Fillmore St

Mount Ayr, IA
property for sale

2859 200th St

Kellerton, IA

Cost Of Living Quick Facts

  • The cost of living in Mount Ayr is 6% lower than the Iowa average
  • The cost of living in Mount Ayr is 16% lower than the national average
  • Mount Ayr housing is 44% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Mount Ayr

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,587$8,382$2,347$3,018
      Renters$31,454$2,621$734$944

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maloy, IA24964.1%
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      Redding, IA48964.1%
      Ellston, IA387029.7%
      Delphos, IA457228.2%
      Mount Ayr, IA2,0308416.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Huachuca City, AZ2,0308911.2%
      Slayton, MN2,0308415.9%
      Carrington, ND2,0308911.0%
      Cridersville, OH2,0308613.6%
      Hopwood, PA2,030919.3%
      Mount Ayr, IA2,0308416.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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