## Pukalani cost of living index

 Index Pukalani Hawaii National Cost of living index 179 176 100 Index Pukalani Hawaii National Goods & Services index 126 127 100 Groceries index 161 156 100 Health care index 120 120 100 Housing index 264 250 100 Transportation index 136 141 100 Utilities index 185 194 100
Here we can see a simple outline of the cost of living in Pukalani, HI. As you can see, with the average cost of living in Pukalani, HI being 179, that puts it 2% higher than the average of Hawaii and 79% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Pukalani, HI, the price of goods and services are 1% lower than the average of Hawaii as well as 26% higher than the nation's average.
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## Did you know?

• The cost of living in Pukalani is 2% higher than the Hawaii average.
• The cost of living in Pukalani is 79% higher than the national average.
• The cost of housing in Pukalani is 164% higher than the national average.
• Hawaii general sales tax is 18% lower than the national average.
• Hawaii state income tax is 37% lower than the national average.

## Salary Calculator

Using the salary calculator lets you compare the salary you earn in Pukalani, HI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Pukalani, HI, you have to earn a higher income in order to still have the same standard of living. To operate the Pukalani, HI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

## Median Income & Debt-To-Income Ratio

 Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI) Owners \$102,037 \$8,503 \$2,381 \$3,061 Renters \$63,457 \$5,288 \$1,481 \$1,904
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Pukalani, HI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Pukalani, HI homeowners have a median income of \$102,037. Using that number, you will come up with a maximum of \$2,381 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is \$63,457, which means there is a maximum of \$1,481 to be spent on the costs of renting a home or apartment.

## Hawaii Sales Tax

 State General Sales Tax With Max Surtax Hawaii 4.166% 4.712%

## Hawaii Income Tax

 State Income Tax (Low) Income Tax (High) Hawaii 1.4% 8.25%
The Hawaii sales tax and Hawaii income tax rates should definitely be considered when determining the overall cost of living in Pukalani, HI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Hawaii sales tax is 4.166% and the maximum surtax is 4.712%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Hawaii income tax rates range from 1.4% to 8.25%.

## Goods & Services

 Item Pukalani National avg. Difference Haircut \$17.80 \$17.49 1.8% Beauty Salon \$72.00 \$38.17 88.6% Toothpaste \$3.62 \$2.32 56.0% Shampoo \$1.76 \$1.01 73.9% Movie \$12.24 \$10.72 14.1% Bowling \$18.20 \$13.86 31.3%

## Groceries

 Item Pukalani National avg. Difference Ground Beef \$5.11 \$3.90 31.0% Fried Chicken \$2.14 \$1.40 53.3% Milk \$3.92 \$1.96 99.8% Potatoes \$10.17 \$3.18 219.5% Pizza \$13.99 \$10.39 34.6% Beer \$9.59 \$9.23 3.9%

## Health Care

 Item Pukalani National avg. Difference Optometrist \$176.10 \$106.34 65.6% Doctor \$149.60 \$115.25 29.8% Dentist \$102.00 \$98.38 3.7% Ibuprofen \$13.41 \$9.26 44.8% Lipitor \$531.25 \$466.47 13.9%

## Housing

 Item Pukalani National avg. Difference Home Price \$594,100.00 \$184,700.00 221.7% Avg. Mortgage Payment \$4,947.54 \$1,273.32 288.6% Apartment Rent \$1,241.00 \$949.00 30.8%

## Transportation

 Item Pukalani National avg. Difference Gasoline \$3.60 \$2.59 38.9% Tire Balancing \$65.80 \$48.90 34.6%

## Utilities

 Item Pukalani National avg. Difference All Electricity \$430.16 \$167.60 156.7% Phone \$173.45 \$163.42 6.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

## Nearby cities with low cost of living

 City, State Population Cost of Living Index National Avg. Haliimaile, HI 1,082 157 57% Maalaea, HI 339 159 59% Waihee-Waiehu, HI 9,177 160 60% Wailuku, HI 16,179 162 62% Keokea, HI 2,021 163 63% Pukalani, HI 8,332 179 79%

## Cities with similar population

 City, State Population Cost of Living Index National Avg. Breaux Bridge, LA 8,331 93 -7% Oak Grove, MN 8,334 116 16% Bath, ME 8,334 104 4% Mason, MI 8,334 84 -16% Roxboro, NC 8,329 79 -21% Pukalani, HI 8,332 179 79%
Source: The Pukalani, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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