Cost Of Living in Plumas Lake, CA

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F

35%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

89%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Plumas Lake	California	National
Cost of living	135	140	100
Goods & Services	109	111	100
Groceries	108	112	100
Health care	113	109	100
Housing	189	196	100
Transportation	121	126	100
Utilities	114	127	100

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Cost Of Living Quick Facts

The cost of living in Plumas Lake is 3% lower than the California average
The cost of living in Plumas Lake is 35% higher than the national average
Plumas Lake housing is 89% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,059	$9,005	$2,521	$3,242
Renters	$80,795	$6,733	$1,885	$2,424

A good way to judge both the affordability of the housing and the cost of living in Plumas Lake is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Plumas Lake has a median income of about $108,059 for people who own homes. Based on that number, a maximum of $2,521 should be spent on expenses related to housing. Renters have a slightly different median income, which is $80,795. Based on this average, renters should spend no more than $1,885 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Plumas Lake	National avg.	Difference
Haircut	$40.00	$24.26	64.9%
Beauty Salon	$60.53	$45.56	32.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.44	$1.28	12.5%
Movie	$13.76	$12.13	13.4%
Bowling	$22.22	$18.00	23.5%

Groceries

Item	Plumas Lake	National avg.	Difference
Ground Beef	$5.56	$5.84	4.7%
Fried Chicken	$2.06	$1.57	31.0%
Milk	$4.93	$4.67	5.5%
Potatoes	$4.69	$4.93	5.0%
Pizza	$13.98	$12.09	15.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Plumas Lake	National avg.	Difference
Optometrist	$153.50	$125.68	22.1%
Doctor	$201.43	$135.78	48.3%
Dentist	$115.72	$113.29	2.1%
Ibuprofen	$11.03	$10.65	3.5%
Lipitor	$380.45	$468.60	18.8%

Housing

Item	Plumas Lake	National avg.	Difference
Home Price	$343,800.00	$184,700.00	86.1%
Avg. Mortgage Payment	$3,182.68	$2,346.69	35.6%
Apartment Rent	$1,858.00	$949.00	95.8%

Transportation

Item	Plumas Lake	National avg.	Difference
Gasoline	$4.51	$3.46	30.2%
Tire Balancing	$58.67	$59.92	2.1%

Utilities

Item	Plumas Lake	National avg.	Difference
All Electricity	$238.53	$193.99	23.0%
Phone	$190.81	$192.25	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Knights Landing, CA	981	112	11.5%
Marysville, CA	12,467	113	12.9%
Linda, CA	21,842	115	14.6%
Olivehurst, CA	15,149	116	16.1%
Wheatland, CA	3,631	119	18.6%
Plumas Lake, CA	7,687	135	34.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fanwood, NJ	7,686	149	49.5%
Colonie, NY	7,686	110	9.8%
Village St. George, LA	7,688	103	3.0%
Pukalani, HI	7,689	185	84.5%
Gettysburg, PA	7,684	104	3.8%
Plumas Lake, CA	7,687	135	34.8%