| Index | Post Falls | Idaho | National |
| Cost of living | 111 | 98 | 100 |
| Groceries | 103 | 102 | 100 |
| Health care | 100 | 101 | 100 |
| Housing | 130 | 90 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 100 | 101 | 100 |
| Lifestyle & Entertainment | 105 | 105 | 100 |
| Household Items | 100 | 101 | 100 |
| Education & Childcare | 106 | 101 | 100 |
The cost of living in Post Falls affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Post Falls is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs make up a big chunk of the cost of living in Post Falls, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 29.6% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Locals have the inside scoop on their city. So, we polled 17 residents in Post Falls to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 47% find it reasonable with decreasing prices, but 53% think it's quite pricey, with prices that continue to rise.
Is Post Falls an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Post Falls, the median home price is 37.3% higher than what most folks pay across the country, and monthly rent prices are 11.8% higher than the usual rates. Income levels in Post Falls come in at $93,946, which is 15.5% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Post Falls, the groceries index is 2.7% higher than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Post Falls, the standard sales tax rate starts at 6%, and the income tax rates commence at 5.8%.
The cost of living estimates displayed for Post Falls are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $108,435 | $9,036 | $2,530 | $3,253 |
| Renters | $61,374 | $5,115 | $1,432 | $1,841 |
| State | General Sales Tax | With Max Surtax |
| Idaho | 6% | 8.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Idaho | 5.8% | 5.8% |
| City | Population | Cost of Living Index | National Avg. |
| State Line, ID | 14 | 102 | 2.5% |
| Huetter, ID | 195 | 103 | 3.3% |
| Spokane Valley, WA | 102,600 | 114 | 14.0% |
| Hauser, ID | 960 | 109 | 8.7% |
| Rathdrum, ID | 8,985 | 109 | 8.7% |
| Post Falls, ID | 36,171 | 111 | 10.6% |
| City | Population | Cost of Living Index | National Avg. |
| Gadsden, AL | 36,146 | 82 | 18.3% |
| Upper Arlington, OH | 36,196 | 131 | 30.5% |
| Monroe, NC | 36,140 | 99 | 1.4% |
| Lebanon, TN | 36,126 | 109 | 8.6% |
| Gahanna, OH | 36,217 | 105 | 5.0% |
| Post Falls, ID | 36,171 | 111 | 10.6% |
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