Post Falls, Idaho Cost Of Living

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C-

Overall 2%

Goods & Services 5%

Housing 7%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Post Falls	Idaho	National
Cost of living	102	94	100
Goods & Services	105	98	100
Groceries	103	91	100
Health care	118	96	100
Housing	93	88	100
Transportation	110	112	100
Utilities	101	82	100

Key findings

The cost of living in Post Falls is 9% higher than the Idaho average
The cost of living in Post Falls is 2% higher than the national average
Post Falls housing is 7% lower than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 54% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,819	$4,652	$1,302	$1,675
Renters	$38,457	$3,205	$897	$1,154

The affordability of the housing market in Post Falls, ID as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Post Falls homeowners, the median income is $55,819. This indicates that a monthly maximum of $1,302 should be spent by homeowners on all housing related costs. Renters have a median income of $38,457. This indicates that renters would have a maximum of $897 for their rent related monthly costs.

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	1.125%	6.925%

Goods & Services

Item	Post Falls	National avg.	Difference
Haircut	$25.55	$20.27	26.0%
Beauty Salon	$42.80	$40.39	6.0%
Toothpaste	$2.72	$2.36	15.1%
Shampoo	$1.02	$1.08	5.2%
Movie	$13.47	$10.99	22.6%
Bowling	$18.67	$15.49	20.5%

Groceries

Item	Post Falls	National avg.	Difference
Ground Beef	$4.87	$4.30	13.3%
Fried Chicken	$1.13	$1.40	19.2%
Milk	$2.51	$2.20	14.1%
Potatoes	$3.22	$3.22	0.1%
Pizza	$11.22	$10.74	4.4%
Beer	$10.06	$9.60	4.8%

Health Care

Item	Post Falls	National avg.	Difference
Optometrist	$157.33	$109.73	43.4%
Doctor	$156.47	$118.34	32.2%
Dentist	$117.50	$100.94	16.4%
Ibuprofen	$9.45	$9.93	4.8%
Lipitor	$471.39	$469.53	0.4%

Housing

Item	Post Falls	National avg.	Difference
Home Price	$168,200.00	$184,700.00	8.9%
Avg. Mortgage Payment	$1,373.03	$1,229.62	11.7%
Apartment Rent	$921.00	$949.00	3.0%

Transportation

Item	Post Falls	National avg.	Difference
Gasoline	$3.17	$2.71	16.9%
Tire Balancing	$51.33	$51.86	1.0%

Utilities

Item	Post Falls	National avg.	Difference
All Electricity	$169.14	$170.84	1.0%
Phone	$195.89	$187.18	4.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
State Line, ID	13	105	5.5%
Huetter, ID	94	91	8.9%
Hauser, ID	742	93	6.7%
Rathdrum, ID	7,357	101	0.6%
Spokane Valley, WA	93,322	101	0.9%
Post Falls, ID	30,157	102	1.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Texarkana, AR	30,155	83	17.1%
Kahului, HI	30,164	163	63.1%
Needham, MA	30,167	181	80.6%
Madison Heights, MI	30,168	90	10.2%
Princeton, NJ	30,168	180	80.4%
Post Falls, ID	30,157	102	1.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.