Rathdrum, Idaho Cost Of Living

Buy Rent

C-

1%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

11%

Housing NAT. AVG.

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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Rathdrum	Idaho	National
Cost of living	101	94	100
Goods & Services	105	98	100
Groceries	103	91	100
Health care	118	96	100
Housing	89	88	100
Transportation	110	112	100
Utilities	101	82	100

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Key findings

The cost of living in Rathdrum is 7% higher than the Idaho average
The cost of living in Rathdrum is 1% higher than the national average
Rathdrum housing is 11% lower than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 54% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,940	$4,578	$1,282	$1,648
Renters	$33,470	$2,789	$781	$1,004

A good indicator of the general affordability of housing in Rathdrum, ID, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Rathdrum, the median monthly income is $54,940 for those who own their own homes. Under the standard rule, that income level would allow for $1,282 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $33,470, per the median income in the area. That would allow for renters to spend up to $781 on monthly rental expenses.

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	1.125%	6.925%

Goods & Services

Item	Rathdrum	National avg.	Difference
Haircut	$25.55	$20.27	26.0%
Beauty Salon	$42.80	$40.39	6.0%
Toothpaste	$2.72	$2.36	15.1%
Shampoo	$1.02	$1.08	5.2%
Movie	$13.47	$10.99	22.6%
Bowling	$18.67	$15.49	20.5%

Groceries

Item	Rathdrum	National avg.	Difference
Ground Beef	$4.87	$4.30	13.3%
Fried Chicken	$1.13	$1.40	19.2%
Milk	$2.51	$2.20	14.1%
Potatoes	$3.22	$3.22	0.1%
Pizza	$11.22	$10.74	4.4%
Beer	$10.06	$9.60	4.8%

Health Care

Item	Rathdrum	National avg.	Difference
Optometrist	$157.33	$109.73	43.4%
Doctor	$156.47	$118.34	32.2%
Dentist	$117.50	$100.94	16.4%
Ibuprofen	$9.45	$9.93	4.8%
Lipitor	$471.39	$469.53	0.4%

Housing

Item	Rathdrum	National avg.	Difference
Home Price	$155,400.00	$184,700.00	15.9%
Avg. Mortgage Payment	$1,373.03	$1,229.62	11.7%
Apartment Rent	$957.00	$949.00	0.8%

Transportation

Item	Rathdrum	National avg.	Difference
Gasoline	$3.17	$2.71	16.9%
Tire Balancing	$51.33	$51.86	1.0%

Utilities

Item	Rathdrum	National avg.	Difference
All Electricity	$169.14	$170.84	1.0%
Phone	$195.89	$187.18	4.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
State Line, ID	13	105	5.5%
Huetter, ID	94	91	8.9%
Athol, ID	863	92	8.2%
Hauser, ID	742	93	6.7%
Spirit Lake, ID	2,269	96	3.8%
Rathdrum, ID	7,357	101	0.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Forest City, NC	7,356	85	15.2%
Flatwoods, KY	7,358	82	17.7%
Dunellen, NJ	7,355	119	18.8%
Oak Island, NC	7,359	112	12.1%
Navasota, TX	7,352	88	12.2%
Rathdrum, ID	7,357	101	0.6%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.