Cost of Living in Cocoa West, FL

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A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cocoa West Florida National
Cost of living94102100
Groceries101102100
Health care103104100
Housing7097100
Transportation103103100
Utilities111110100
Lifestyle & Entertainment107104100
Household Items102102100
Education & Childcare108106100
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Homes For Sale In Cocoa West, FL

property for sale

1713 Shady Ln

Cocoa, FL
property for sale

760 Monday Ct

Cocoa, FL
property for sale

1676 Ackley Rd

Cocoa, FL
property for sale

833 Morning Side Dr

Cocoa, FL

Cost Of Living Quick Facts

  • The cost of living in Cocoa West is 8% lower than the Florida average
  • The cost of living in Cocoa West is 6% lower than the national average
  • Cocoa West housing is 30% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cocoa West

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Compare Cocoa West, FL Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$47,721$3,977$1,113$1,432
      Renters$41,436$3,453$967$1,243
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cocoa West, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cocoa West homeowners, is $47,721. This would allow for a maximum of $1,113 per month to be spent on housing costs. For renters, the median monthly income is $41,436 which would result in a maximum of $967 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cocoa, FL20,791963.7%
      Sharpes, FL2,8071000.5%
      Christmas, FL1,6651033.4%
      Port St. John, FL24,6381055.2%
      Palm Shores, FL1,66211010.1%
      Cocoa West, FL6,136945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Taylor, PA6,135937.4%
      Lake Alfred, FL6,132972.9%
      Lake Mills, WI6,1321010.6%
      Schlusser, PA6,140964.4%
      Pea Ridge, AR6,1311022.4%
      Cocoa West, FL6,136945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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