Titusville, FL Cost Of Living

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Titusville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Titusville	Florida	National
Cost of living index	85	99	100
Index	Titusville	Florida	National
Goods & Services index	93	99	100
Groceries index	97	105	100
Health care index	89	100	100
Housing index	63	96	100
Transportation index	91	98	100
Utilities index	98	102	100

A general overview of the cost of living index for Titusville, FL is displayed above. In Titusville, FL, the overall cost of living index is 85, which is 14% lower than the Florida average and 15% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Titusville, FL, the city's goods and services are 5% lower than the Florida average and 7% lower than the U.S. average.

Did you know?

The cost of living in Titusville is 14% lower than the Florida average.
The cost of living in Titusville is 15% lower than the national average.
The cost of housing in Titusville is 37% lower than the national average.
Florida general sales tax is 18% higher than the national average.
Florida state income tax is 100% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Titusville, FL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Titusville, FL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Titusville, FL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,449	$4,287	$1,200	$1,544
Renters	$28,378	$2,365	$662	$851

The affordability of the housing market in Titusville, FL as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Titusville, FL homeowners, the median income is $51,449. This indicates that a monthly maximum of $1,200 should be spent by homeowners on all housing related costs. Renters have a median income of $28,378. This indicates that renters should have a maximum of $662 used for their rent related monthly costs.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

When considering the overall cost of living expenses in Titusville, FL, it's important to take into account the sales tax for Florida, as well as the rate for income tax in Florida. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Florida is 7.5%, and the sales tax in the state of Florida is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Florida starts from 0% and goes up to 0%.

Goods & Services

Item	Titusville	National avg.	Difference
Haircut	$20.20	$17.49	15.5%
Beauty Salon	$44.00	$38.17	15.3%
Toothpaste	$1.62	$2.32	30.2%
Shampoo	$0.84	$1.01	17.0%
Movie	$11.39	$10.72	6.2%
Bowling	$14.14	$13.86	2.0%

Groceries

Item	Titusville	National avg.	Difference
Ground Beef	$4.73	$3.90	21.3%
Fried Chicken	$1.28	$1.40	8.3%
Milk	$2.04	$1.96	4.0%
Potatoes	$3.15	$3.18	1.0%
Pizza	$9.99	$10.39	3.9%
Beer	$9.99	$9.23	8.2%

Health Care

Item	Titusville	National avg.	Difference
Optometrist	$86.33	$106.34	18.8%
Doctor	$76.20	$115.25	33.9%
Dentist	$97.50	$98.38	0.9%
Ibuprofen	$9.09	$9.26	1.8%
Lipitor	$474.20	$466.47	1.7%

Housing

Item	Titusville	National avg.	Difference
Home Price	$95,200.00	$184,700.00	48.5%
Avg. Mortgage Payment	$985.05	$1,273.32	22.6%
Apartment Rent	$845.00	$949.00	11.0%

Transportation

Item	Titusville	National avg.	Difference
Gasoline	$2.46	$2.59	5.0%
Tire Balancing	$42.50	$48.90	13.1%

Utilities

Item	Titusville	National avg.	Difference
All Electricity	$161.23	$167.60	3.8%
Phone	$183.84	$163.42	12.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

City, State	Population	Cost of Living Index	National Avg.
Sharpes, FL	2,928	79	-21%
Mims, FL	6,190	84	-16%
Christmas, FL	1,891	84	-16%
Port St. John, FL	11,223	87	-13%
Titusville, FL	44,746	85	-15%

City, State	Population	Cost of Living Index	National Avg.
Lake Ridge, VA	44,685	127	27%
Newark, CA	44,677	169	69%
Everett, MA	44,636	135	35%
Strongsville, OH	44,622	102	2%
West Lafayette, IN	44,543	99	-1%
Titusville, FL	44,746	85	-15%

Titusville, FL Cost of Living