Cost Of Living in Bay Lake, FL

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11%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bay Lake	Florida	National
Cost of living	89	102	100
Groceries	103	102	100
Health care	103	104	100
Housing	53	97	100
Transportation	104	103	100
Utilities	112	110	100
Lifestyle & Entertainment	100	104	100
Household Items	102	102	100
Education & Childcare	103	106	100

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Homes For Sale In Bay Lake, FL

10160 Autumn Mist Ln #800

Orlando, FL

10160 Autumn Mist Ln #205

Orlando, FL

10414 Royal Cypress Way

Orlando, FL

10475 Royal Cypress Way

Orlando, FL

Cost Of Living Quick Facts

The cost of living in Bay Lake is 13% lower than the Florida average
The cost of living in Bay Lake is 11% lower than the national average
Bay Lake housing is 47% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$158,119	$13,177	$3,689	$4,744
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lake Buena Vista, FL	4	104	3.6%
Tildenville, FL	44	103	2.7%
Lake Butler city, FL	2,250	85	14.9%
Campbell, FL	2,313	89	10.6%
Taft, FL	1,626	99	1.0%
Bay Lake, FL	45	89	11.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Iliamna, AK	45	139	38.7%
Oak Springs, AZ	45	71	29.0%
Crestone, CO	45	99	1.3%
Lynn, CO	45	107	6.7%
Delphos, IA	45	72	28.2%
Bay Lake, FL	45	89	11.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Bay Lake, FL

Homes For Sale In Bay Lake, FL

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Bay Lake

Compare Bay Lake, FL Cost of Living

The best places in Florida

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Median Income & Debt-To-Income Ratio

Florida Sales Tax

Florida Income Tax

Nearby cities with low cost of living

Cities with similar population