Cost Of Living in Baxley, GA

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14%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Baxley	Georgia	National
Cost of living	86	96	100
Groceries	99	99	100
Health care	101	99	100
Housing	53	88	100
Transportation	102	99	100
Utilities	104	102	100
Lifestyle & Entertainment	97	100	100
Household Items	98	100	100
Education & Childcare	96	99	100

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Homes For Sale In Baxley, GA

1153 Midway Church Rd

Baxley, GA

TRACT 7 AND 8 Penny Morris Rd

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21 AC Hwy 341

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1410 Penny Morris Rd

Baxley, GA

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Cost Of Living Quick Facts

The cost of living in Baxley is 11% lower than the Georgia average
The cost of living in Baxley is 14% lower than the national average
Baxley housing is 47% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,717	$5,893	$1,650	$2,122
Renters	$26,944	$2,245	$629	$808

To approximate the cost of living and the housing affordability in Baxley, GA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Baxley have a median income of $70,717. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,650 per month to avoid calamity and poverty. The renters in the city have an income of about $26,944, which would make their monthly maximum allowable rental costs $629.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Satilla, GA	180	100	0.4%
Graham, GA	594	81	19.0%
Surrency, GA	315	84	16.4%
Hazlehurst, GA	4,206	85	14.5%
Baxley, GA	4,797	86	14.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Danville, PA	4,797	91	9.3%
Brisbane, CA	4,796	209	109.1%
Mount Olive, NC	4,796	88	12.3%
Phoenix, OR	4,796	106	6.1%
Tyendinaga, ON	4,796	n/a
Baxley, GA	4,797	86	14.3%