Papaikou, Hawaii Cost Of Living

Buy Rent

F

35%

Overall NAT. AVG.

34%

Goods & Services NAT. AVG.

4%

Housing NAT. AVG.

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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Papaikou	Hawaii	National
Cost of living	135	176	100
Goods & Services	134	130	100
Groceries	157	155	100
Health care	129	122	100
Housing	96	250	100
Transportation	151	142	100
Utilities	209	187	100

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Key findings

The cost of living in Papaikou is 24% lower than the Hawaii average
The cost of living in Papaikou is 35% higher than the national average
Papaikou housing is 4% lower than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,028	$3,252	$911	$1,171
Renters	$39,545	$3,295	$923	$1,186

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Papaikou	National avg.	Difference
Haircut	$12.17	$20.27	40.0%
Beauty Salon	$31.47	$40.39	22.1%
Toothpaste	$4.08	$2.36	73.1%
Shampoo	$1.72	$1.08	60.1%
Movie	$10.04	$10.99	8.6%
Bowling	$13.87	$15.49	10.5%

Groceries

Item	Papaikou	National avg.	Difference
Ground Beef	$4.25	$4.30	1.0%
Fried Chicken	$2.19	$1.40	56.4%
Milk	$3.21	$2.20	45.5%
Potatoes	$4.25	$3.22	32.1%
Pizza	$12.30	$10.74	14.5%
Beer	$7.78	$9.60	18.9%

Health Care

Item	Papaikou	National avg.	Difference
Optometrist	$136.85	$109.73	24.7%
Doctor	$133.68	$118.34	13.0%
Dentist	$112.79	$100.94	11.7%
Ibuprofen	$13.01	$9.93	31.0%
Lipitor	$398.63	$469.53	15.1%

Housing

Item	Papaikou	National avg.	Difference
Home Price	$170,800.00	$184,700.00	7.5%
Avg. Mortgage Payment	$2,014.49	$1,229.62	63.8%
Apartment Rent	$994.00	$949.00	4.7%

Transportation

Item	Papaikou	National avg.	Difference
Gasoline	$3.16	$2.71	16.7%
Tire Balancing	$72.96	$51.86	40.7%

Utilities

Item	Papaikou	National avg.	Difference
All Electricity	$431.66	$170.84	152.7%
Phone	$39.39	$187.18	79.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pepeekeo, HI	1,614	137	37.4%
Honomu, HI	443	139	38.5%
Kurtistown, HI	1,168	142	41.9%
Hawaiian Paradise Park, HI	11,787	144	44.2%
Wainaku, HI	1,293	145	45.3%
Papaikou, HI	1,198	135	34.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Falling Water, TN	1,198	92	7.8%
Black Diamond, FL	1,199	123	22.5%
Elsie, MI	1,197	85	15.4%
Wanamingo, MN	1,199	95	5.0%
Westfield Center, OH	1,199	102	1.8%
Papaikou, HI	1,198	135	34.5%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.