Cost of Living in Papaikou, HI

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F
30%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Papaikou Hawaii National
Cost of living130163100
Groceries124126100
Health care116119100
Housing144252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Papaikou, HI

property for sale

27-474 Old Mamalahoa Hwy

Papaikou, HI
property for sale

27-2430 Hawaii Belt Rd

Papaikou, HI
property for sale

27-296 Ka'ie'ie Rd

Papaikou, HI
property for sale

27-1958 Kaaukai Pl

Papaikou, HI

Cost Of Living Quick Facts

  • The cost of living in Papaikou is 20% lower than the Hawaii average
  • The cost of living in Papaikou is 30% higher than the national average
  • Papaikou housing is 44% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Papaikou

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Compare Papaikou, HI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,885$7,324$2,051$2,637
      Renters$0$0$0$0

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keaau, HI1,30612424.3%
      Pepeekeo, HI1,57512726.9%
      Hawaiian Paradise Park, HI11,25313231.9%
      Wainaku, HI1,09613232.2%
      Hilo, HI47,05713535.0%
      Papaikou, HI91513029.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rockaway Beach, MO9158316.7%
      Gardiner, MT91511515.2%
      New Waterford, OH9158118.5%
      Lemont Furnace, PA9157920.8%
      Argyle, WI9158514.5%
      Papaikou, HI91513029.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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