Cost of Living in Pepeekeo, HI

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F
27%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pepeekeo Hawaii National
Cost of living127163100
Groceries124126100
Health care116119100
Housing135252100
Transportation123121100
Utilities131131100
Lifestyle & Entertainment127127100
Household Items115115100
Education & Childcare128132100
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Homes For Sale In Pepeekeo, HI

property for sale

Pepeekeo

HI 96783, Pe
property for sale

Paikio RD

Pepeekeo, HI
property for sale

28-389 Kulaimano Rd

Pepeekeo, HI
property for sale

28-392 Ahua St

Pepeekeo, HI

Cost Of Living Quick Facts

  • The cost of living in Pepeekeo is 22% lower than the Hawaii average
  • The cost of living in Pepeekeo is 27% higher than the national average
  • Pepeekeo housing is 35% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,359$7,863$2,202$2,831
      Renters$34,272$2,856$800$1,028

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keaau, HI1,30612424.3%
      Papaikou, HI91513029.6%
      Wainaku, HI1,09613232.2%
      Hilo, HI47,05713535.0%
      Honomu, HI44113636.2%
      Pepeekeo, HI1,57512726.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Whitemouth, MB1,575n/a 
      Oakview, MB1,575n/a 
      Lake Hamilton, FL1,5741022.0%
      Orleans, MA1,57613737.2%
      Sandia Knolls, NM1,5741065.9%
      Pepeekeo, HI1,57512726.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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