| Index | Pagosa Springs | Colorado | National |
| Cost of living | 105 | 111 | 100 |
| Goods & Services | 100 | 104 | 100 |
| Groceries | 98 | 101 | 100 |
| Health care | 100 | 100 | 100 |
| Housing | 119 | 134 | 100 |
| Transportation | 100 | 105 | 100 |
| Utilities | 94 | 91 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $37,083 | $3,090 | $865 | $1,113 |
| Renters | $20,948 | $1,746 | $489 | $629 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| Item | Pagosa Springs | National avg. | Difference |
| Haircut | $23.33 | $24.26 | 3.8% |
| Beauty Salon | $45.83 | $45.56 | 0.6% |
| Toothpaste | $3.47 | $3.70 | 6.2% |
| Shampoo | $1.22 | $1.28 | 4.9% |
| Movie | $18.99 | $12.13 | 56.5% |
| Bowling | $29.17 | $18.00 | 62.0% |
| Item | Pagosa Springs | National avg. | Difference |
| Ground Beef | $5.63 | $5.84 | 3.5% |
| Fried Chicken | $1.38 | $1.57 | 12.6% |
| Milk | $4.69 | $4.67 | 0.4% |
| Potatoes | $3.88 | $4.93 | 21.3% |
| Pizza | $12.82 | $12.09 | 6.1% |
| Beer | $10.59 | $10.41 | 1.7% |
| Item | Pagosa Springs | National avg. | Difference |
| Optometrist | $82.33 | $125.68 | 34.5% |
| Doctor | $99.00 | $135.78 | 27.1% |
| Dentist | $103.33 | $113.29 | 8.8% |
| Ibuprofen | $10.75 | $10.65 | 0.9% |
| Lipitor | $538.16 | $468.60 | 14.8% |
| Item | Pagosa Springs | National avg. | Difference |
| Home Price | $250,000.00 | $184,700.00 | 35.4% |
| Avg. Mortgage Payment | $2,880.89 | $2,346.69 | 22.8% |
| Apartment Rent | $765.00 | $949.00 | 19.4% |
| Item | Pagosa Springs | National avg. | Difference |
| Gasoline | $3.71 | $3.46 | 7.1% |
| Tire Balancing | $67.11 | $59.92 | 12.0% |
| Item | Pagosa Springs | National avg. | Difference |
| All Electricity | $155.08 | $193.99 | 20.1% |
| Phone | $194.35 | $192.25 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Pagosa Springs, CO | 1,751 | 105 | 4.7% |
| City | Population | Cost of Living Index | National Avg. |
| Lake City, IA | 1,751 | 85 | 15.2% |
| Winchester, MO | 1,751 | 96 | 4.4% |
| Walker Valley, NY | 1,751 | 99 | 0.8% |
| Elkland, PA | 1,751 | 88 | 11.9% |
| Stewartstown, PA | 1,751 | 102 | 1.9% |
| Pagosa Springs, CO | 1,751 | 105 | 4.7% |
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