Cost Of Living in Pagosa Springs, CO

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A-

5%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pagosa Springs	Colorado	National
Cost of living	105	115	100
Groceries	101	104	100
Health care	99	107	100
Housing	123	136	100
Transportation	98	106	100
Utilities	96	108	100
Lifestyle & Entertainment	95	107	100
Household Items	99	105	100
Education & Childcare	95	111	100

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Homes For Sale In Pagosa Springs, CO

596 Ginger Cir

Pagosa Springs, CO

360 Caddy Cir

Pagosa Springs, CO

4052 Hidden Valley Dr

Pagosa Springs, CO

440 Carlee Pl

Pagosa Springs, CO

Cost Of Living Quick Facts

The cost of living in Pagosa Springs is 9% lower than the Colorado average
The cost of living in Pagosa Springs is 5% higher than the national average
Pagosa Springs housing is 23% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,985	$4,582	$1,283	$1,650
Renters	$31,233	$2,603	$729	$937

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pagosa Springs, CO	1,812	105	5.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
West Jefferson, NC	1,812	90	9.6%
Altamont, NY	1,812	115	15.0%
Clarksville, VA	1,812	96	4.2%
Fall River, WI	1,812	101	0.9%
Denver, IA	1,811	92	7.7%
Pagosa Springs, CO	1,812	105	5.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Pagosa Springs, CO

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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