| Index | Pagosa Springs | Colorado | National |
| Cost of living | 104 | 111 | 100 |
| Goods & Services | 96 | 104 | 100 |
| Groceries | 99 | 101 | 100 |
| Health care | 105 | 106 | 100 |
| Housing | 123 | 136 | 100 |
| Transportation | 92 | 97 | 100 |
| Utilities | 96 | 88 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $54,985 | $4,582 | $1,283 | $1,650 |
| Renters | $31,233 | $2,603 | $729 | $937 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| Item | Pagosa Springs | National avg. | Difference |
| Haircut | $24.02 | $27.62 | 13.0% |
| Beauty Salon | $42.58 | $51.11 | 16.7% |
| Toothpaste | $4.00 | $4.09 | 2.3% |
| Shampoo | $1.41 | $1.54 | 8.6% |
| Movie | $13.06 | $12.88 | 1.4% |
| Yoga | $14.61 | $19.66 | 25.7% |
| Item | Pagosa Springs | National avg. | Difference |
| Ground Beef | $8.14 | $7.70 | 5.6% |
| Fried Chicken | $1.54 | $1.66 | 7.4% |
| Milk | $4.63 | $4.73 | 2.2% |
| Potatoes | $5.49 | $5.26 | 4.4% |
| Pizza | $13.93 | $12.76 | 9.1% |
| Beer | $10.88 | $10.55 | 3.1% |
| Item | Pagosa Springs | National avg. | Difference |
| Optometrist | $100.42 | $140.06 | 28.3% |
| Doctor | $168.11 | $153.82 | 9.3% |
| Dentist | $126.55 | $123.15 | 2.8% |
| Ibuprofen | $11.84 | $11.73 | 0.9% |
| Lipitor | $25.16 | $23.61 | 6.6% |
| Item | Pagosa Springs | National avg. | Difference |
| Home Price | $461,642.00 | $326,622.00 | 41.3% |
| Avg. Mortgage Payment | $2,008.39 | $2,480.25 | 19.0% |
| Apartment Rent | $1,166.00 | $1,444.00 | 19.3% |
| Item | Pagosa Springs | National avg. | Difference |
| Gasoline | $2.87 | $3.06 | 6.2% |
| Tire Balancing | $57.18 | $65.21 | 12.3% |
| Item | Pagosa Springs | National avg. | Difference |
| All Electricity | $203.06 | $220.12 | 7.7% |
| Phone | $198.13 | $195.71 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Pagosa Springs, CO | 1,812 | 104 | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| West Jefferson, NC | 1,812 | 89 | 11.3% |
| Altamont, NY | 1,812 | 111 | 10.8% |
| Clarksville, VA | 1,812 | 97 | 3.1% |
| Fall River, WI | 1,812 | 103 | 3.1% |
| Denver, IA | 1,811 | 88 | 11.8% |
| Pagosa Springs, CO | 1,812 | 104 | 4.4% |