Pacifica cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPacificaCaliforniaNational
Cost of living index184138100
IndexPacificaCaliforniaNational
Goods & Services index129110100
Groceries index125115100
Health care index124109100
Housing index319196100
Transportation index134125100
Utilities index115114100
Displayed above is a general overview of the Pacifica, CA cost of living index. The overall cost of living index in Pacifica, CA is 184, which is 33% higher than the California average and 84% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Pacifica, CA are 17% higher than the California average and 29% higher than the national average.

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Did you know?

  • The cost of living in Pacifica is 33% higher than the California average.
  • The cost of living in Pacifica is 84% higher than the national average.
  • The cost of housing in Pacifica is 219% higher than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Pacifica, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Pacifica, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Pacifica, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Pacifica, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$118,114$9,843$2,756$3,544
Renters$71,989$5,999$1,680$2,160
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Pacifica, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Pacifica, CA homeowners have a median income of $118,114. Using that number, you will come up with a maximum of $2,756 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $71,989, which means there is a maximum of $1,680 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.25%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
One thing to keep in mind when considering the cost of living in Pacifica, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.25% and the maximum surtax that can be charged is 10.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

ItemPacificaNational avg.Difference
Haircut $25.90$16.0961.0%
Beauty Salon $77.35$37.33107.2%
Toothpaste $3.27$2.4533.5%
Shampoo $1.26$1.0025.6%
Movie $13.12$10.2827.6%
Bowling $7.52$4.9352.5%

Groceries

ItemPacificaNational avg.Difference
Ground Beef $4.32$3.8013.7%
Fried Chicken $1.64$1.4017.6%
Milk $2.72$2.0135.6%
Potatoes $3.78$3.0125.4%
Pizza $11.98$9.8921.2%
Beer $9.48$8.906.6%

Health Care

ItemPacificaNational avg.Difference
Optometrist $124.14$102.1621.5%
Doctor $142.61$108.3631.6%
Dentist $122.05$92.5331.9%
Ibuprofen $11.97$9.2829.0%
Lipitor $421.85$425.820.9%

Housing

ItemPacificaNational avg.Difference
Home Price $680,500.00$184,700.00268.4%
Avg. Mortgage Payment $4,265.07$1,202.44254.7%
Apartment Rent $1,937.00$949.00104.1%

Transportation

ItemPacificaNational avg.Difference
Gasoline $3.07$2.2436.9%
Tire Balancing $60.10$46.2929.8%

Utilities

ItemPacificaNational avg.Difference
All Electricity$235.44$165.9641.9%
Phone $24.12$28.6815.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Oakland, CA412,04015454%
Colma, CA1,54016969%
Daly City, CA105,54317575%
South San Francisco, CA66,58717777%
North Fair Oaks, CA15,14417575%
Pacifica, CA38,84418484%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mableton, GA38,83998-2%
Tupelo, MS38,85681-19%
Marumsco, VA38,81511616%
Huber Heights, OH38,79590-10%
Hallandale Beach, FL38,9511022%
Pacifica, CA38,84418484%
Source: The Pacifica, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.