A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hurst Texas National
Cost of living10594100
Groceries9798100
Health care9998100
Housing11883100
Transportation9998100
Utilities105103100
Lifestyle & Entertainment9698100
Household Items9798100
Education & Childcare10198100
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An Overview of Cost of Living in Hurst, TX

The cost of living in Hurst affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Hurst is 105, which is 5% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Hurst closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Hurst can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Hurst?

Locals have the inside scoop on their city. So, we polled 5 residents in Hurst to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 60% find it reasonable with decreasing prices, but 40% think it's quite pricey, with prices that continue to rise.

Is Hurst Affordable?

Is Hurst an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Hurst, the median home price is 18.1% higher than what most folks pay across the country, and monthly rent prices are 18.4% higher than the usual rates. Income levels in Hurst come in at $97,271, which is 19.6% higher than the national average.

What Factors can Influence the Cost of Living in Hurst?

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Hurst comes in at 4.8% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Hurst, the baseline sales tax rate begins at 6.25%, and income tax rates start at 0%.

Where is the Data From?

The cost of living data for Hurst shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Hurst is 11% higher than the Texas average
  • The cost of living in Hurst is 5% higher than the national average
  • Hurst housing is 18% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Hurst

See all the best places to live around Hurst

Compare Hurst, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,471$10,206$2,857$3,674
      Renters$66,808$5,567$1,559$2,004
      To approximate the cost of living and the housing affordability in Hurst, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hurst have a median income of $122,471. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,857 per month to avoid calamity and poverty. The renters in the city have an income of about $66,808, which would make their monthly maximum allowable rental costs $1,559.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Horseshoe Bend, TX6418316.7%
      Sansom Park, TX5,730919.4%
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      Blue Mound, TX2,372936.8%
      Hurst, TX39,6021054.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pacifica, CA39,629211110.8%
      Kendall West, FL39,54911919.2%
      Clovis, NM39,532928.5%
      Pahrump, NV39,5061010.9%
      Hot Springs, AR39,4968811.6%
      Hurst, TX39,6021054.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.