Cost Of Living in Otisville, NY

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C+

9%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

5%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Otisville	New York	National
Cost of living	109	121	100
Groceries	108	106	100
Health care	111	110	100
Housing	105	144	100
Transportation	110	113	100
Utilities	112	112	100
Lifestyle & Entertainment	107	111	100
Household Items	108	106	100
Education & Childcare	120	118	100

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Homes For Sale In Otisville, NY

17 Lewis St

Otisville, NY

105 Main St

Otisville, NY

1635 State Route 211

Otisville, NY

59 Schobl St

Otisville, NY

Cost Of Living Quick Facts

The cost of living in Otisville is 10% lower than the New York average
The cost of living in Otisville is 9% higher than the national average
Otisville housing is 5% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$131,438	$10,953	$3,067	$3,944
Renters	$96,272	$8,023	$2,246	$2,888

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cragsmoor, NY	451	89	10.9%
Monticello, NY	6,569	100	0.3%
Port Jervis, NY	8,716	102	1.9%
Wurtsboro, NY	1,053	105	4.5%
Smallwood, NY	639	105	5.0%
Otisville, NY	1,570	109	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hartington, NE	1,570	88	12.0%
Collings Lakes, NJ	1,570	102	1.8%
Deposit, NY	1,570	92	7.5%
Nobleford, AB	1,570	n/a
Lookout Mountain, AL	1,569	83	16.7%
Otisville, NY	1,570	109	8.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Otisville, NY

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

New York Sales Tax

New York Income Tax

Nearby cities with low cost of living

Cities with similar population