Cost Of Living in Collings Lakes, NJ

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B

2%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Collings Lakes	New Jersey	National
Cost of living	102	125	100
Groceries	107	108	100
Health care	109	112	100
Housing	81	157	100
Transportation	112	114	100
Utilities	114	111	100
Lifestyle & Entertainment	113	113	100
Household Items	110	107	100
Education & Childcare	114	120	100

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Homes For Sale In Collings Lakes, NJ

400 Woodlawn Ave

Williamstown, NJ

Cost Of Living Quick Facts

The cost of living in Collings Lakes is 19% lower than the New Jersey average
The cost of living in Collings Lakes is 2% higher than the national average
Collings Lakes housing is 19% lower than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,001	$7,167	$2,007	$2,580
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pine Valley, NJ	11	111	10.6%
Elwood, NJ	1,275	101	1.3%
Clementon, NJ	5,064	101	1.4%
Chesilhurst, NJ	1,484	102	2.3%
Pine Hill, NJ	10,701	102	2.5%
Collings Lakes, NJ	1,570	102	1.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hartington, NE	1,570	88	12.0%
Deposit, NY	1,570	92	7.5%
Otisville, NY	1,570	109	8.8%
Nobleford, AB	1,570	n/a
Lookout Mountain, AL	1,569	83	16.7%
Collings Lakes, NJ	1,570	102	1.8%