Cost Of Living in Port Jervis, NY

C+

8%

Overall NAT. AVG.

8%

Goods & Services NAT. AVG.

18%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Port Jervis	New York	National
Cost of living	92	117	100
Goods & Services	92	108	100
Groceries	99	102	100
Health care	98	103	100
Housing	82	145	100
Transportation	95	105	100
Utilities	105	100	100

New Real Estate Listings in Port Jervis Area

For Sale For Rent

Search

Search Homes for Sale in Port Jervis, NY

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Port Jervis is 21% lower than the New York average
The cost of living in Port Jervis is 8% lower than the national average
Port Jervis housing is 18% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 77% higher than the national average

Most Affordable Places to Live in and Around Port Jervis

See all the best places to live around Port Jervis

Compare Port Jervis, NY Cost of Living

Write a review to give others more information about this area.

See all Port Jervis poll results

The best places in New York

Here are the best places to live in New York

10 Best cities in New York for employment

Top 10 cities in New York with the best education system

Top 10 best public schools in Port Jervis

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,006	$4,251	$1,190	$1,530
Renters	$26,626	$2,219	$621	$799

A good indicator of the general affordability of housing in Port Jervis, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Port Jervis, the median monthly income is $51,006 for those who own their own homes. Under the standard rule, that income level would allow for $1,190 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $26,626, per the median income in the area. That would allow for renters to spend up to $621 on monthly rental expenses.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Port Jervis	National avg.	Difference
Haircut	$15.07	$24.26	37.9%
Beauty Salon	$34.93	$45.56	23.3%
Toothpaste	$3.62	$3.70	2.4%
Shampoo	$1.53	$1.28	19.2%
Movie	$10.20	$12.13	15.9%
Bowling	$13.92	$18.00	22.7%

Groceries

Item	Port Jervis	National avg.	Difference
Ground Beef	$5.70	$5.84	2.3%
Fried Chicken	$1.36	$1.57	13.2%
Milk	$4.59	$4.67	1.7%
Potatoes	$5.35	$4.93	8.5%
Pizza	$9.94	$12.09	17.7%
Beer	$11.82	$10.41	13.6%

Health Care

Item	Port Jervis	National avg.	Difference
Optometrist	$107.51	$125.68	14.5%
Doctor	$98.82	$135.78	27.2%
Dentist	$136.17	$113.29	20.2%
Ibuprofen	$10.78	$10.65	1.2%
Lipitor	$480.97	$468.60	2.6%

Housing

Item	Port Jervis	National avg.	Difference
Home Price	$137,800.00	$184,700.00	25.4%
Avg. Mortgage Payment	$1,547.84	$2,346.69	34.0%
Apartment Rent	$940.00	$949.00	0.9%

Transportation

Item	Port Jervis	National avg.	Difference
Gasoline	$3.64	$3.46	5.2%
Tire Balancing	$42.06	$59.92	29.8%

Utilities

Item	Port Jervis	National avg.	Difference
All Electricity	$205.85	$193.99	6.1%
Phone	$196.00	$192.25	2.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pocono Ranch Lands, PA	1,189	87	12.8%
Birchwood Lakes, PA	1,321	91	8.6%
Vernon Center, NJ	1,462	96	4.2%
Sunrise Lake, PA	764	93	6.5%
Wurtsboro, NY	1,014	96	3.9%
Port Jervis, NY	8,541	92	8.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Park, FL	8,541	110	9.6%
Fallon, NV	8,540	101	1.0%
Wyoming, OH	8,540	120	19.8%
Morrisville, PA	8,540	107	7.3%
Booneville, MS	8,539	81	19.2%
Port Jervis, NY	8,541	92	8.2%