Cost of Living in Port Jervis, NY

Get 300+ Local Insights for Any Address in Port Jervis, NY

Get Access to 300+ Local Data Points
B+
2%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Port Jervis New York National
Cost of living102121100
Groceries108106100
Health care111110100
Housing82144100
Transportation110113100
Utilities112112100
Lifestyle & Entertainment107111100
Household Items108106100
Education & Childcare120118100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Port Jervis, NY

property for sale

25 Delaware St

Port Jervis, NY
property for sale

207 E Main St

Port Jervis, NY
property for sale

30 Center St

Port Jervis, NY
property for sale

15 Erie St

Port Jervis, NY

Cost Of Living Quick Facts

  • The cost of living in Port Jervis is 15% lower than the New York average
  • The cost of living in Port Jervis is 2% higher than the national average
  • Port Jervis housing is 18% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Port Jervis

See all the best places to live around Port Jervis

Compare Port Jervis, NY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Port Jervis?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Port Jervis?
      Write a review to give others more information about this area.
      See all Port Jervis poll results

      The best places in New York

      Here are the best places to live in New YorkMost Dangerous Cities In The USThese are the 10 cheapest cities in New YorkSafest States In The US
      Best Places in New York

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,795$6,316$1,768$2,274
      Renters$39,636$3,303$925$1,189
      A good indicator of the general affordability of housing in Port Jervis, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Port Jervis, the median monthly income is $75,795 for those who own their own homes. Under the standard rule, that income level would allow for $1,768 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $39,636, per the median income in the area. That would allow for renters to spend up to $925 on monthly rental expenses.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pocono Ranch Lands, PA1,225909.6%
      Birchwood Lakes, PA1,351955.5%
      Vernon Center, NJ1,5181033.2%
      Sunrise Lake, PA789963.8%
      Wurtsboro, NY1,0531054.5%
      Port Jervis, NY8,7161021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Socorro, NM8,717909.6%
      Fairless Hills, PA8,7191087.7%
      Reserve, LA8,7218811.5%
      Hyrum, UT8,7221033.4%
      Brooksville, FL8,7088712.6%
      Port Jervis, NY8,7161021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026