Cost of Living in Smallwood, NY

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B
5%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Smallwood New York National
Cost of living105121100
Groceries107106100
Health care107110100
Housing97144100
Transportation108113100
Utilities109112100
Lifestyle & Entertainment112111100
Household Items107106100
Education & Childcare112118100
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Homes For Sale In Smallwood, NY

property for sale

33 E Tusten PL

Smallwood, NY
property for sale

71 Keller AVE

Smallwood, NY
property for sale

26 E Adirondack TRL

Smallwood, NY
property for sale

8 W Delaware Place Ext

Smallwood, NY

Cost Of Living Quick Facts

  • The cost of living in Smallwood is 13% lower than the New York average
  • The cost of living in Smallwood is 5% higher than the national average
  • Smallwood housing is 3% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Smallwood

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,193$7,599$2,128$2,736
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

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      Hortonville, NY274955.2%
      Woodridge, NY8451032.7%
      Smallwood, NY6391055.0%

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      South River, NL639n/a 
      Smallwood, NY6391055.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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