F
39%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
96%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orangevale California National
Cost of living139141100
Groceries108111100
Health care112116100
Housing196197100
Transportation116118100
Utilities118119100
Lifestyle & Entertainment119120100
Household Items108111100
Education & Childcare126127100
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An Overview of Cost of Living in Orangevale, CA

Are you thinking about relocating, but curious about the potential cost of living in Orangevale? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Orangevale stands at 139, making it 39% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Orangevale is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Orangevale falls into this category, which may not align with your goal of finding a budget-friendly living environment.

When it comes to the cost of living in Orangevale, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 95.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Orangevale Affordable?

Is Orangevale affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Orangevale, the median home price is 112.5% higher than the national average and monthly rent prices are 57.3% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Orangevale boasting a median household income of $116,519, 43.3% higher than the national average.

What Factors can Influence the Cost of Living in Orangevale?

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Orangevale, the utilities index registers at 17.6% higher than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Orangevale, the housing index is 95.9% higher than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Orangevale cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Orangevale is 1% lower than the California average
  • The cost of living in Orangevale is 39% higher than the national average
  • Orangevale housing is 96% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Orangevale

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Compare Orangevale, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,740$11,562$3,237$4,163
      Renters$82,914$6,910$1,935$2,488
      A good indicator of the general affordability of housing in Orangevale, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Orangevale, the median monthly income is $138,740 for those who own their own homes. Under the standard rule, that income level would allow for $3,237 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $82,914, per the median income in the area. That would allow for renters to spend up to $1,935 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fruitridge Pocket, CA5,94011616.0%
      McClellan Park, CA87011716.6%
      North Highlands, CA50,17211918.7%
      Parkway, CA16,88212120.6%
      Florin, CA50,63112222.4%
      Orangevale, CA36,04613938.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Manhattan Beach, CA36,038340240.2%
      West Kelowna, BC36,030n/a 
      Westmont, CA36,08814443.8%
      Pleasant Hill, CA35,99519191.2%
      Owings Mills, MD35,99512020.0%
      Orangevale, CA36,04613938.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.