F
240%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
764%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Manhattan Beach California National
Cost of living340141100
Groceries111111100
Health care115116100
Housing864197100
Transportation117118100
Utilities116119100
Lifestyle & Entertainment119120100
Household Items111111100
Education & Childcare128127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Manhattan Beach, CA

Are you thinking about relocating, but curious about the potential cost of living in Manhattan Beach? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Manhattan Beach stands at 340, making it 240% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Manhattan Beach is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Manhattan Beach falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs significantly influence the Manhattan Beach cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 763.6%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

The routine items you regularly buy for your home, such as cleaning supplies, personal care products, clothing basics, and kitchen essentials, make up 8% of the cost of living index. In Manhattan Beach, these items cost 10.5% more than the national average, making day-to-day living a bit more expensive.

The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Manhattan Beach does not fare better, with grocery expenses coming in at 10.5% higher than the national average.

What Do Locals Say About the Cost of Living in Manhattan Beach?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 10 locals to understand their opinions on the cost of living in Manhattan Beach. The results indicated that 10% found it reasonably priced with decreasing prices of goods and services, while 90% viewed it as quite expensive, with increasing prices.

Is Manhattan Beach Affordable?

Is Manhattan Beach affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Manhattan Beach, the median home price is 1016.5% higher than the national average and monthly rent prices are 173.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Manhattan Beach boasting a median household income of $233,666, 187.3% higher than the national average.

What Factors can Influence the Cost of Living in Manhattan Beach?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Manhattan Beach, the transportation index is 17.3% higher than the national average.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Manhattan Beach, the general sales tax rate starts at 7.25%, and income tax rates begin at 1%.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Manhattan Beach, healthcare costs are 15.2% higher than the national average.

Where is the Data From?

The cost of living data for Manhattan Beach shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Manhattan Beach is 142% higher than the California average
  • The cost of living in Manhattan Beach is 240% higher than the national average
  • Manhattan Beach housing is 764% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Manhattan Beach

See all the best places to live around Manhattan Beach

Compare Manhattan Beach, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Manhattan Beach?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Manhattan Beach?
      Write a review to give others more information about this area.
      See all Manhattan Beach poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$277,449$23,121$6,473$8,324
      Renters$180,804$15,067$4,218$5,425
      A good indicator of the general affordability of housing in Manhattan Beach, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Manhattan Beach, the median monthly income is $277,449 for those who own their own homes. Under the standard rule, that income level would allow for $6,473 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $180,804, per the median income in the area. That would allow for renters to spend up to $4,218 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Westside, CA21812423.9%
      Vernon, CA25411716.8%
      Rolling Hills CDP, CA85513333.4%
      Willowbrook, CA25,34713636.0%
      East Rancho Dominguez, CA15,76513636.3%
      Manhattan Beach, CA36,038340240.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Kelowna, BC36,030n/a 
      Orangevale, CA36,04613938.8%
      Pleasant Hill, CA35,99519191.2%
      Owings Mills, MD35,99512020.0%
      Westmont, CA36,08814443.8%
      Manhattan Beach, CA36,038340240.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.