North Highlands, CA Cost Of Living

North Highlands cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	North Highlands	California	National
Cost of living index	104	138	100
Index	North Highlands	California	National
Goods & Services index	109	110	100
Groceries index	117	115	100
Health care index	104	109	100
Housing index	90	196	100
Transportation index	123	125	100
Utilities index	89	114	100

The above illustration supplies generalized information for the North Highlands, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in North Highlands, CA is 104, which is 25% lower than the California average and 4% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in North Highlands, CA are 1% lower than the average for California and 9% higher than the rest of the country.

Did you know?

The cost of living in North Highlands is 25% lower than the California average.
The cost of living in North Highlands is 4% higher than the national average.
The cost of housing in North Highlands is 10% lower than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in North Highlands, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to North Highlands, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the North Highlands, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,588	$4,382	$1,227	$1,578
Renters	$30,594	$2,550	$714	$918

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in North Highlands, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. North Highlands, CA has a median income of about $52,588 for people who own homes. Based on that number, a person should spend a maximum of $1,227 on expenses related to housing. Renters have a slightly different median income, which is $30,594. Based on this average, renters should spend no more than $714 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.25%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When considering the overall cost of living expenses in North Highlands, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10.25%, and the sales tax in the state of California is 7.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 13.3%.

Goods & Services

Item	North Highlands	National avg.	Difference
Haircut	$19.61	$16.09	21.9%
Beauty Salon	$51.92	$37.33	39.1%
Toothpaste	$2.87	$2.45	17.4%
Shampoo	$1.23	$1.00	22.6%
Movie	$13.35	$10.28	29.9%
Bowling	$6.27	$4.93	27.1%

Groceries

Item	North Highlands	National avg.	Difference
Ground Beef	$3.91	$3.80	2.8%
Fried Chicken	$1.40	$1.40	0.2%
Milk	$2.85	$2.01	41.8%
Potatoes	$3.49	$3.01	15.9%
Pizza	$14.69	$9.89	48.6%
Beer	$8.77	$8.90	1.4%

Health Care

Item	North Highlands	National avg.	Difference
Optometrist	$122.96	$102.16	20.4%
Doctor	$100.28	$108.36	7.5%
Dentist	$96.52	$92.53	4.3%
Ibuprofen	$11.90	$9.28	28.3%
Lipitor	$437.10	$425.82	2.6%

Housing

Item	North Highlands	National avg.	Difference
Home Price	$157,600.00	$184,700.00	14.7%
Avg. Mortgage Payment	$1,457.03	$1,202.44	21.2%
Apartment Rent	$964.00	$949.00	1.6%

Transportation

Item	North Highlands	National avg.	Difference
Gasoline	$2.82	$2.24	25.7%
Tire Balancing	$53.95	$46.29	16.5%

Utilities

Item	North Highlands	National avg.	Difference
All Electricity	$168.47	$165.96	1.5%
Phone	$21.67	$28.68	24.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Freeport, CA	105	109	9%
McClellan Park, CA	1,093	95	-5%
Fruitridge Pocket, CA	5,554	102	2%
Parkway, CA	15,798	104	4%
Florin, CA	49,486	105	5%
North Highlands, CA	46,841	104	4%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hattiesburg, MS	46,846	80	-20%
Texas City, TX	46,811	86	-14%
Mentor, OH	46,896	102	2%
Mansfield, OH	46,902	79	-21%
Middletown, CT	46,933	113	13%
North Highlands, CA	46,841	104	4%

Source: The North Highlands, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

North Highlands, CA Cost of Living