In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
A general summary of the cost of living index in Oceanside, CA is shown above. Compared to the state average of California the cost of living index in Oceanside, CA is 135, which is 3% lower than the average in California and compared to the national average it is 35% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Oceanside, CA goods and services come in at 6% lower than the average in California and are 3% higher than compared to the nationwide average.
Find Real Estate Listings In Oceanside
New Real Estate Listings In Oceanside
Did you know?
The cost of living in Oceanside is 3% lower than the California average.
The cost of living in Oceanside is 35% higher than the national average.
The cost of housing in Oceanside is 92% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.
Compare Oceanside, CA Cost of living To Other Cities
This is how much you would need to earn in Price difference in compared to
Cost of living index
Goods & Services index
Health care index
Use the salary calculator to compare your current salary in Oceanside, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Oceanside, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Oceanside, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.
Median Income & Debt-To-Income Ratio
Max Budget (28% DTI)
Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Oceanside, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Oceanside, CA has a median income of about $76,339 for people who own homes. Based on that number, a person should spend a maximum of $1,781 on expenses related to housing. Renters have a slightly different median income, which is $46,158. Based on this average, renters should spend no more than $1,077 on all of their rental costs if they want to maintain a non-impoverished standard of living.
California Sales Tax
General Sales Tax
With Max Surtax
California Income Tax
Income Tax (Low)
Income Tax (High)
When assessing the complete cost of living in Oceanside, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.25%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.
Goods & Services
Avg. Mortgage Payment
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.