Oberlin, Pennsylvania Cost Of Living

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Overall 14%

Goods & Services 4%

Housing 47%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oberlin	Pennsylvania	National
Cost of living	86	100	100
Goods & Services	104	102	100
Groceries	93	105	100
Health care	110	98	100
Housing	53	91	100
Transportation	104	105	100
Utilities	89	106	100

Key findings

The cost of living in Oberlin is 14% lower than the Pennsylvania average
The cost of living in Oberlin is 14% lower than the national average
Oberlin housing is 47% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 24% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$31,500	$2,625	$735	$945
Renters	$0	$0	$0	$0

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Oberlin	National avg.	Difference
Haircut	$21.05	$20.27	3.8%
Beauty Salon	$42.57	$40.39	5.4%
Toothpaste	$2.13	$2.36	9.7%
Shampoo	$1.09	$1.08	0.8%
Movie	$11.33	$10.99	3.1%
Bowling	$14.91	$15.49	3.7%

Groceries

Item	Oberlin	National avg.	Difference
Ground Beef	$3.99	$4.30	7.2%
Fried Chicken	$1.18	$1.40	15.5%
Milk	$2.20	$2.20	0.0%
Potatoes	$3.70	$3.22	14.8%
Pizza	$10.45	$10.74	2.7%
Beer	$10.54	$9.60	9.8%

Health Care

Item	Oberlin	National avg.	Difference
Optometrist	$87.60	$109.73	20.2%
Doctor	$107.13	$118.34	9.5%
Dentist	$148.82	$100.94	47.4%
Ibuprofen	$9.71	$9.93	2.2%
Lipitor	$416.42	$469.53	11.3%

Housing

Item	Oberlin	National avg.	Difference
Home Price	$98,200.00	$184,700.00	46.8%
Avg. Mortgage Payment	$1,134.94	$1,229.62	7.7%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Oberlin	National avg.	Difference
Gasoline	$2.85	$2.71	5.0%
Tire Balancing	$53.73	$51.86	3.6%

Utilities

Item	Oberlin	National avg.	Difference
All Electricity	$132.75	$170.84	22.3%
Phone	$192.46	$187.18	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Messiah College, PA	2,359	100	0.2%
Fort Indiantown Gap, PA	105	100	0.2%
Harrisburg, PA	49,160	87	12.9%
Highspire, PA	2,275	88	12.3%
Steelton, PA	5,938	88	12.1%
Oberlin, PA	261	86	13.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Koyuk, AK	261	110	9.5%
Red Mesa, AZ	261	87	12.7%
Graham, GA	261	75	25.1%
Crawfordsville, IA	261	86	13.6%
Willow Hill, IL	261	82	17.8%
Oberlin, PA	261	86	13.9%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.