Cost Of Living in Oberlin, PA

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11%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oberlin	Pennsylvania	National
Cost of living	89	97	100
Groceries	99	100	100
Health care	99	99	100
Housing	66	90	100
Transportation	100	101	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	100	99	100
Education & Childcare	101	101	100

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Cost Of Living Quick Facts

The cost of living in Oberlin is 8% lower than the Pennsylvania average
The cost of living in Oberlin is 11% lower than the national average
Oberlin housing is 34% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$113,124	$9,427	$2,639	$3,394
Renters	$0	$0	$0	$0

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Messiah College, PA	2,118	99	1.0%
Fort Indiantown Gap, PA	66	99	1.0%
Harrisburg, PA	50,810	87	12.6%
New Buffalo, PA	144	88	11.7%
Enhaut, PA	1,092	89	11.3%
Oberlin, PA	385	89	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Raisin City, CA	385	110	9.8%
Protivin, IA	385	81	19.2%
Kendrick, ID	385	96	4.0%
Beecher City, IL	385	81	18.5%
Richlawn, KY	385	117	17.0%
Oberlin, PA	385	89	10.8%