Cost of Living in Berkeley, IL

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A+
0%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Berkeley Illinois National
Cost of living10098100
Groceries101100100
Health care98100100
Housing9995100
Transportation102101100
Utilities10099100
Lifestyle & Entertainment100100100
Household Items99100100
Education & Childcare104100100
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Homes For Sale In Berkeley, IL

property for sale

5733 Rose Ct

Berkeley, IL
property for sale

5820 Park Ave

Berkeley, IL
property for sale

5201 Oak St

Bellwood, IL
property for sale

1425 Atwood Ave

Berkeley, IL

Cost Of Living Quick Facts

  • The cost of living in Berkeley is 2% higher than the Illinois average
  • The cost of living in Berkeley is equal to the national average
  • Berkeley housing is 1% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Berkeley

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Compare Berkeley, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,188$8,849$2,478$3,186
      Renters$69,211$5,768$1,615$2,077
      A good way to judge both the affordability of the housing and the cost of living in Berkeley is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Berkeley has a median income of about $106,188 for people who own homes. Based on that number, a maximum of $2,478 should be spent on expenses related to housing. Renters have a slightly different median income, which is $69,211. Based on this average, renters should spend no more than $1,615 on all rental costs if they want to maintain a non-impoverished standard of living.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hodgkins, IL1,8178316.9%
      Hometown, IL4,3508911.2%
      Merrionette Park, IL2,017936.6%
      Maywood, IL23,986963.6%
      Chicago Ridge, IL14,340991.3%
      Berkeley, IL5,2661000.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Iowa Falls, IA5,2668515.2%
      Columbus, WI5,266973.4%
      Worland, WY5,267936.9%
      Farmers Loop, AK5,26412423.9%
      Homestead Meadows North, TX5,2638911.0%
      Berkeley, IL5,2661000.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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