Cost of Living in North Wildwood, NJ

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F
29%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Wildwood New Jersey National
Cost of living129125100
Groceries108108100
Health care110112100
Housing169157100
Transportation114114100
Utilities112111100
Lifestyle & Entertainment114113100
Household Items104107100
Education & Childcare119120100
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Homes For Sale In North Wildwood, NJ

property for sale

2200 Atlantic Ave #307

North Wildwood, NJ
property for sale

1100 New Jersey Ave #201

Wildwood, NJ
property for sale

513 E 17th Ave #106

Wildwood, NJ
property for sale

428 W 19th Ave #428

Wildwood, NJ

Cost Of Living Quick Facts

  • The cost of living in North Wildwood is 3% higher than the New Jersey average
  • The cost of living in North Wildwood is 29% higher than the national average
  • North Wildwood housing is 69% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around North Wildwood

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,569$8,881$2,486$3,197
      Renters$50,226$4,186$1,172$1,507
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Wildwood, NJ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Wildwood homeowners, is $106,569. This would allow for a maximum of $2,486 per month to be spent on housing costs. For renters, the median monthly income is $50,226 which would result in a maximum of $1,172 to be spent on rental costs.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

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      Strathmere, NJ6011111.2%
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      Villas, NJ9,97611111.2%
      North Cape May, NJ3,8861098.8%
      North Wildwood, NJ3,88112928.5%

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      Bayshore, NC3,87811212.0%
      North Wildwood, NJ3,88112928.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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