Cost of Living in Villas, NJ

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D+
11%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
12%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Villas New Jersey National
Cost of living111125100
Groceries107108100
Health care109112100
Housing112157100
Transportation112114100
Utilities114111100
Lifestyle & Entertainment113113100
Household Items110107100
Education & Childcare114120100
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Homes For Sale In Villas, NJ

property for sale

19 E Atlantic Ave

Villas, NJ
property for sale

227 Spruce Ave

Villas, NJ
property for sale

3 Vermont Ave

Villas, NJ
property for sale

3401 Shore Dr

Villas, NJ

Cost Of Living Quick Facts

  • The cost of living in Villas is 11% lower than the New Jersey average
  • The cost of living in Villas is 11% higher than the national average
  • Villas housing is 12% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Villas

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,005$7,584$2,123$2,730
      Renters$52,661$4,388$1,229$1,580
      A good indicator of the general affordability of housing in Villas, NJ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Villas, the median monthly income is $91,005 for those who own their own homes. Under the standard rule, that income level would allow for $2,123 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $52,661, per the median income in the area. That would allow for renters to spend up to $1,229 on monthly rental expenses.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Strathmere, NJ6011111.2%
      Woodbine, NJ2,4031044.0%
      Whitesboro, NJ2,6441077.3%
      Burleigh, NJ4461087.8%
      North Cape May, NJ3,8861098.8%
      Villas, NJ9,97611111.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Perrine, FL9,9761088.2%
      Parsons, KS9,9758020.3%
      Brookdale, NJ9,97313838.2%
      Morden, MB9,973n/a 
      Temiskaming Shores, ON9,984n/a 
      Villas, NJ9,97611111.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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