| Index | North Richland Hills | Texas | National |
| Cost of living | 107 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 128 | 83 | 100 |
| Transportation | 99 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 96 | 98 | 100 |
Getting a feel for the cost of living in North Richland Hills is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in North Richland Hills is 107, which is 7% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in North Richland Hills closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of North Richland Hills can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Housing costs are a very significant part of the North Richland Hills cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 27.9% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
The most insightful perspective on a city comes from its residents. We recently surveyed 13 locals to gauge their perception of the cost of living in North Richland Hills. The feedback revealed that 46% of respondents found the cost of living to be reasonable, with prices on the decline, while 54% regarded it as notably expensive with prices that continue to rise.
Is North Richland Hills an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in North Richland Hills is 28.2% higher than the national average, while the average monthly rent prices are 27.1% higher than average. The affordability of any location can also be influenced by median income levels. North Richland Hills has a median household income of $112,657, which is 38.5% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In North Richland Hills, the utilities index is 2.7% higher than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In North Richland Hills, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
The cost of living estimates displayed for North Richland Hills are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $144,614 | $12,051 | $3,374 | $4,339 |
| Renters | $75,664 | $6,305 | $1,765 | $2,270 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Sansom Park, TX | 5,730 | 91 | 9.4% |
| Everman, TX | 6,422 | 90 | 9.9% |
| Forest Hill, TX | 13,444 | 95 | 5.2% |
| Blue Mound, TX | 2,372 | 93 | 6.8% |
| White Settlement, TX | 18,316 | 95 | 5.0% |
| North Richland Hills, TX | 72,121 | 107 | 7.4% |
| City | Population | Cost of Living Index | National Avg. |
| Walnut Creek, CA | 72,134 | 197 | 97.4% |
| Passaic, NJ | 72,139 | 129 | 28.7% |
| Marysville, WA | 71,855 | 131 | 30.9% |
| St. Charles, MO | 72,409 | 101 | 1.4% |
| Wilmington, DE | 72,823 | 100 | 0.5% |
| North Richland Hills, TX | 72,121 | 107 | 7.4% |
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