| Index | White Settlement | Texas | National |
| Cost of living | 95 | 94 | 100 |
| Groceries | 103 | 98 | 100 |
| Health care | 102 | 98 | 100 |
| Housing | 80 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 108 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 101 | 98 | 100 |
| Education & Childcare | 99 | 98 | 100 |
Understanding the cost of living in White Settlement can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The White Settlement cost of living index is 95, which is 5% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in White Settlement are priced in a manner consistent with other areas. This means that residents of White Settlement can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is White Settlement affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in White Settlement, the median home price is 30.9% lower than the national average and monthly rent prices are 5.7% higher than the typical rates. Additionally, the median income levels play a role in affordability, with White Settlement boasting a median household income of $75,045, 7.7% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In White Settlement, the housing index stands at 19.9% lower than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In White Settlement, the prevailing sales tax rate starts at 6.25%, and income tax rates kick off at 0%.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In White Settlement, the transportation index stands at 1.6% lower than the national average.
The White Settlement cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $94,966 | $7,914 | $2,216 | $2,849 |
| Renters | $63,361 | $5,280 | $1,478 | $1,901 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Lakeside town (San Patricio County), TX | 316 | 85 | 15.0% |
| Pelican Bay, TX | 1,657 | 88 | 12.1% |
| Sansom Park, TX | 5,730 | 91 | 9.4% |
| Everman, TX | 6,422 | 90 | 9.9% |
| Forest Hill, TX | 13,444 | 95 | 5.2% |
| White Settlement, TX | 18,316 | 95 | 5.0% |
| City | Population | Cost of Living Index | National Avg. |
| Tallmadge, OH | 18,313 | 95 | 4.6% |
| Fayetteville, GA | 18,321 | 109 | 9.2% |
| Franklin Park, IL | 18,323 | 104 | 3.7% |
| Bryn Mawr-Skyway, WA | 18,334 | 144 | 44.0% |
| Palestine, TX | 18,296 | 90 | 9.9% |
| White Settlement, TX | 18,316 | 95 | 5.0% |
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