F
32%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
71%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rosemont California National
Cost of living132141100
Groceries108111100
Health care113116100
Housing171197100
Transportation119118100
Utilities122119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare130127100
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An Overview of Cost of Living in Rosemont, CA

Understanding the cost of living in Rosemont can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Rosemont cost of living index is 132, which is 32% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Rosemont is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Rosemont falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs are a very significant part of the Rosemont cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 70.6% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Rosemont Affordable?

Wondering if Rosemont is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Rosemont, for example, the median home price is 79.7% higher than what folks pay nationally, and monthly rent is 49.2% higher than the usual rates. Plus, income levels matter too, with Rosemont boasting a median household income of $106,928, which is 31.5% higher than the national average.

What Factors can Influence the Cost of Living in Rosemont?

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Rosemont, the groceries index is 8.4% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Rosemont, the transportation index is 18.8% higher than the national average.

Where is the Data From?

The Rosemont cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Rosemont is 6% lower than the California average
  • The cost of living in Rosemont is 32% higher than the national average
  • Rosemont housing is 71% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rosemont

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Compare Rosemont, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,725$10,560$2,957$3,802
      Renters$86,148$7,179$2,010$2,585
      The affordability of the housing market in Rosemont, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rosemont homeowners, the median income is $126,725. This indicates that a monthly maximum of $2,957 should be spent by homeowners on all housing related costs. Renters have a median income of $86,148. This indicates that renters would have a maximum of $2,010 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clarksburg, CA37711717.0%
      Freeport, CA7111615.6%
      Hood, CA29911717.0%
      Fruitridge Pocket, CA5,94011616.0%
      McClellan Park, CA87011716.6%
      Rosemont, CA24,69013232.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Dodge, IA24,7008415.7%
      South Plainfield, NJ24,66813434.0%
      Faribault, MN24,714982.2%
      Waverly, MI24,722982.0%
      North Lynnwood, WA24,65613939.0%
      Rosemont, CA24,69013232.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.