B+
10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Bend Oregon National
Cost of living110111100
Groceries102104100
Health care109105100
Housing116124100
Transportation105106100
Utilities106106100
Lifestyle & Entertainment112107100
Household Items102104100
Education & Childcare119109100
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An Overview of Cost of Living in North Bend, OR

Getting a feel for the cost of living in North Bend is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in North Bend is 110, which is 10% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

In North Bend, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in North Bend will resemble that of an average city, contributing to a manageable cost of living.

Is North Bend Affordable?

Is North Bend affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in North Bend, the median home price is 26.8% higher than the national average and monthly rent prices are 9.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with North Bend boasting a median household income of $90,498, 11.3% higher than the national average.

What Factors can Influence the Cost of Living in North Bend?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In North Bend, the groceries index registers 1.7% higher than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In North Bend, the housing index comes in at 15.9% higher than the national average.

Where is the Data From?

The North Bend cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in North Bend is 1% lower than the Oregon average
  • The cost of living in North Bend is 10% higher than the national average
  • North Bend housing is 16% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around North Bend

See all the best places to live around North Bend

Compare North Bend, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,430$10,953$3,066$3,943
      Renters$55,745$4,645$1,301$1,673
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Bend, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Bend homeowners, is $131,430. This would allow for a maximum of $3,066 per month to be spent on housing costs. For renters, the median monthly income is $55,745 which would result in a maximum of $1,301 to be spent on rental costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barview, OR1,7531033.0%
      Bunker Hill, OR2,3061054.9%
      Lakeside, OR1,6651065.7%
      Coos Bay, OR16,8551066.1%
      Glasgow, OR98812524.8%
      North Bend, OR10,0431109.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. Augustine Shores, FL10,04811313.0%
      Fairmount, NY10,0491022.2%
      Scotchtown, NY10,04911817.8%
      Ellisville, MO10,0501088.4%
      Keansburg, NJ10,05011414.1%
      North Bend, OR10,0431109.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.