| Index | St. Augustine Shores | Florida | National |
| Cost of living | 113 | 102 | 100 |
| Groceries | 102 | 102 | 100 |
| Health care | 102 | 104 | 100 |
| Housing | 134 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 109 | 104 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 101 | 106 | 100 |
Knowing the cost of living in St. Augustine Shores allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in St. Augustine Shores stands at 113, marking it 13% higher than the national average.
Housing costs are a major factor in the St. Augustine Shores cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 34.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is St. Augustine Shores affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take St. Augustine Shores, for instance, where the median home price falls 25.4% higher than the national average, and monthly rent rates are 55.7% higher than usual. Additionally, median income levels contribute to the equation, with St. Augustine Shores flaunting a median household income of $86,846, 6.8% higher than the national norm.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In St. Augustine Shores, the utilities index is 10% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In St. Augustine Shores, the transportation index is 2% higher than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In St. Augustine Shores, healthcare costs are 2.4% higher than the national average.
The St. Augustine Shores cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $93,518 | $7,793 | $2,182 | $2,806 |
| Renters | $76,702 | $6,392 | $1,790 | $2,301 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Marineland, FL | 6 | 104 | 3.8% |
| Flagler Estates, FL | 3,446 | 92 | 8.1% |
| Hastings, FL | 1,347 | 97 | 2.9% |
| St. Augustine South, FL | 5,123 | 112 | 12.3% |
| St. Augustine, FL | 15,581 | 116 | 16.5% |
| St. Augustine Shores, FL | 10,048 | 113 | 13.0% |
| City | Population | Cost of Living Index | National Avg. |
| Fairmount, NY | 10,049 | 102 | 2.2% |
| Scotchtown, NY | 10,049 | 118 | 17.8% |
| Ellisville, MO | 10,050 | 108 | 8.4% |
| Keansburg, NJ | 10,050 | 114 | 14.1% |
| North Bend, OR | 10,043 | 110 | 9.6% |
| St. Augustine Shores, FL | 10,048 | 113 | 13.0% |
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