| Index | Coos Bay | Oregon | National |
| Cost of living | 106 | 111 | 100 |
| Groceries | 102 | 104 | 100 |
| Health care | 109 | 105 | 100 |
| Housing | 104 | 124 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 106 | 106 | 100 |
| Lifestyle & Entertainment | 112 | 107 | 100 |
| Household Items | 102 | 104 | 100 |
| Education & Childcare | 119 | 109 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Coos Bay? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Coos Bay stands at 106, making it 6% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Coos Bay are priced in a manner consistent with other areas. This means that residents of Coos Bay can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 17 residents in Coos Bay to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 41% find it reasonable with decreasing prices, but 59% think it's quite pricey, with prices that continue to rise.
Is Coos Bay an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Coos Bay, the median home price is 10.9% higher than what most folks pay across the country, and monthly rent prices are 11.6% lower than the usual rates. Income levels in Coos Bay come in at $74,579, which is 8.3% lower than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Coos Bay, the housing index is 4.2% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Coos Bay, the healthcare costs are 8.7% higher than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Coos Bay, the utilities index registers 5.8% higher than the national average.
The Coos Bay cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $90,465 | $7,539 | $2,111 | $2,714 |
| Renters | $53,326 | $4,444 | $1,244 | $1,600 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Coquille, OR | 4,044 | 98 | 1.8% |
| Barview, OR | 1,753 | 103 | 3.0% |
| Bunker Hill, OR | 2,306 | 105 | 4.9% |
| Lakeside, OR | 1,665 | 106 | 5.7% |
| North Bend, OR | 10,043 | 110 | 9.6% |
| Coos Bay, OR | 16,855 | 106 | 6.1% |
| City | Population | Cost of Living Index | National Avg. |
| New River, AZ | 16,857 | 134 | 34.3% |
| Hazel Park, MI | 16,845 | 87 | 12.7% |
| Beckley, WV | 16,865 | 88 | 12.5% |
| Wolf Trap, VA | 16,866 | 211 | 110.7% |
| Fort Carson, CO | 16,843 | 128 | 27.6% |
| Coos Bay, OR | 16,855 | 106 | 6.1% |