Aurora cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAuroraIllinoisNational
Cost of living index10098100
IndexAuroraIllinoisNational
Goods & Services index9898100
Groceries index10097100
Health care index110100100
Housing index9995100
Transportation index117112100
Utilities index9097100
An overview of the general cost of living index for Aurora, IL is displayed above for your reference. Residents in Aurora, IL enjoy a cost of living index of 100. This index is 2% higher than the Illinois average, and equal to the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Aurora, IL, the average cost of goods and services is equal to it is in Illinois, and it is 2% lower than the national average.

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Did you know?

  • The cost of living in Aurora is 2% higher than the Illinois average.
  • The cost of living in Aurora is equal to the national average.
  • The cost of housing in Aurora is 1% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 123% higher than the national average.

Compare Aurora, IL Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current income in Aurora, IL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Aurora, IL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Aurora, IL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$81,292$6,774$1,897$2,439
Renters$41,118$3,427$959$1,234
One can approximate the cost of living and the housing affordability in Aurora, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Aurora, IL have a median income of $81,292. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,897 per month to avoid calamity and poverty. The renters in the city have an income of about $41,118, which would make their monthly maximum allowable rental costs $959.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%10.25%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois4.95%4.95%
When you are determining the total cost of living in Aurora, IL you will want to make sure you consider both the Illinois sales tax and the Illinois income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Illinois is 6.25%, with the highest surtax being 10.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Illinois have a range from 4.95% to 4.95%.

Goods & Services

ItemAuroraNational avg.Difference
Haircut $19.28$17.4910.2%
Beauty Salon $39.33$38.173.0%
Toothpaste $3.16$2.3236.2%
Shampoo $0.96$1.015.1%
Movie $10.54$10.721.7%
Bowling $15.50$13.8611.8%

Groceries

ItemAuroraNational avg.Difference
Ground Beef $3.96$3.901.5%
Fried Chicken $1.62$1.4016.1%
Milk $2.16$1.9610.1%
Potatoes $2.93$3.187.9%
Pizza $10.68$10.392.8%
Beer $8.26$9.2310.5%

Health Care

ItemAuroraNational avg.Difference
Optometrist $107.11$106.340.7%
Doctor $157.40$115.2536.6%
Dentist $103.57$98.385.3%
Ibuprofen $8.97$9.263.1%
Lipitor $447.13$466.474.1%

Housing

ItemAuroraNational avg.Difference
Home Price $168,100.00$184,700.009.0%
Avg. Mortgage Payment $1,188.17$1,273.326.7%
Apartment Rent $1,104.00$949.0016.3%

Transportation

ItemAuroraNational avg.Difference
Gasoline $3.10$2.5919.7%
Tire Balancing $56.78$48.9016.1%

Utilities

ItemAuroraNational avg.Difference
All Electricity$131.81$167.6021.4%
Phone $188.88$163.4215.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fairmont, IL2,51691-9%
Plano, IL11,92993-7%
Crest Hill, IL20,31697-3%
Boulder Hill, IL8,44999-1%
Glendale Heights, IL34,3951055%
Aurora, IL200,9071000%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Columbus, GA200,30396-4%
Montgomery, AL201,71789-11%
Moreno Valley, CA202,06111616%
Yonkers, NY199,72513232%
Huntington Beach, CA198,72416969%
Aurora, IL200,9071000%
Source: The Aurora, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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