Overall 39%
Goods & Services 8%
Housing 111%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living139131100
Goods & Services108122100
Health care114121100

Key findings

  • The cost of living in Newburyport is 6% higher than the Massachusetts average
  • The cost of living in Newburyport is 39% higher than the national average
  • Newburyport housing is 111% higher than the national average
  • Massachusetts general sales tax is 23% higher than the national average
  • Massachusetts state income tax is 103% higher than the national average

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Compare Newburyport, MA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The affordability of the housing market in Newburyport, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Newburyport homeowners, the median income is $118,158. This indicates that a monthly maximum of $2,757 should be spent by homeowners on all housing related costs. Renters have a median income of $41,844. This indicates that renters would have a maximum of $976 for their rent related monthly costs.

      Massachusetts Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Massachusetts Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemNewburyportNational avg.Difference
      Haircut $20.00$17.4914.4%
      Beauty Salon $36.32$38.174.8%
      Toothpaste $2.66$2.3214.6%
      Shampoo $0.87$1.0114.0%
      Movie $10.54$10.721.7%
      Bowling $17.27$13.8624.6%


      ItemNewburyportNational avg.Difference
      Ground Beef $4.19$3.907.4%
      Fried Chicken $1.49$1.406.8%
      Milk $2.95$1.9650.3%
      Potatoes $3.29$3.183.4%
      Pizza $11.24$10.398.1%
      Beer $8.99$9.232.6%

      Health Care

      ItemNewburyportNational avg.Difference
      Optometrist $101.89$106.344.2%
      Doctor $152.49$115.2532.3%
      Dentist $121.64$98.3823.6%
      Ibuprofen $8.92$9.263.7%
      Lipitor $420.38$466.479.9%


      ItemNewburyportNational avg.Difference
      Home Price $461,900.00$184,700.00150.1%
      Avg. Mortgage Payment $1,231.43$1,273.323.3%
      Apartment Rent $1,143.00$949.0020.4%


      ItemNewburyportNational avg.Difference
      Gasoline $2.64$2.591.8%
      Tire Balancing $51.84$48.906.0%


      ItemNewburyportNational avg.Difference
      All Electricity$223.90$167.6033.6%
      Phone $177.15$163.428.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Lawrence, MA79,33712020%
      Exeter, NH9,02211212%
      Haverhill, MA62,34011616%
      Methuen Town, MA49,04312020%
      Amesbury Town, MA17,08212121%
      Newburyport, MA17,83713939%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Arroyo Grande, CA17,84214646%
      Gretna, LA17,83295-5%
      Cherry Hill, VA17,82212424%
      St. Marys, GA17,85394-6%
      Durango, CO17,81712424%
      Newburyport, MA17,83713939%
      Source: The Newburyport, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.