Cost of Living in Nephi, UT

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B+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Nephi Utah National
Cost of living109105100
Groceries101101100
Health care99101100
Housing125113100
Transportation103101100
Utilities101101100
Lifestyle & Entertainment103102100
Household Items102102100
Education & Childcare104105100
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Homes For Sale In Nephi, UT

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1586 East

Nephi, UT
property for sale

1349 N 550 E

Nephi, UT
property for sale

713 E 200 N

Nephi, UT
property for sale

1384 N 50 E

Nephi, UT
See the Newest Homes For Sale In Nephi, UT

Cost Of Living Quick Facts

  • The cost of living in Nephi is 3% higher than the Utah average
  • The cost of living in Nephi is 9% higher than the national average
  • Nephi housing is 25% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Nephi

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,494$9,541$2,671$3,435
      Renters$61,286$5,107$1,430$1,839
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Nephi, UT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Nephi homeowners, is $114,494. This would allow for a maximum of $2,671 per month to be spent on housing costs. For renters, the median monthly income is $61,286 which would result in a maximum of $1,430 to be spent on rental costs.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Moroni, UT1,458964.1%
      Fountain Green, UT1,171981.6%
      Levan, UT9021021.7%
      Rocky Ridge, UT1,0951066.0%
      Mona, UT1,76611616.2%
      Nephi, UT6,3231098.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shrewsbury, MO6,323990.8%
      Homestead Meadows South, TX6,3238316.5%
      Edgewood, NM6,3221021.6%
      Elm Grove, WI6,32212525.2%
      Indian Hills, NV6,32412323.2%
      Nephi, UT6,3231098.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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