Cost of Living in Elm Grove, WI

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F
25%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
88%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elm Grove Wisconsin National
Cost of living12596100
Groceries9899100
Health care9798100
Housing18889100
Transportation9998100
Utilities98101100
Lifestyle & Entertainment9798100
Household Items9999100
Education & Childcare10198100
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Homes For Sale In Elm Grove, WI

property for sale

825 Lone Tree Rd

Elm Grove, WI
property for sale

935 N 124th St

Elm Grove, WI
property for sale

13060 W Bluemound Rd #201

Elm Grove, WI
property for sale

15085 Cascade Dr

Elm Grove, WI

Cost Of Living Quick Facts

  • The cost of living in Elm Grove is 31% higher than the Wisconsin average
  • The cost of living in Elm Grove is 25% higher than the national average
  • Elm Grove housing is 88% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Elm Grove

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$194,209$16,184$4,531$5,827
      Renters$75,619$6,302$1,764$2,269
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Elm Grove, WI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Elm Grove, homeowners have a median income of $194,209. Using that number, a maximum of $4,531 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $75,619, which means there is a maximum of $1,764 to be spent on the costs of renting a home or apartment.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Milwaukee, WI605,531937.2%
      West Milwaukee, WI4,258928.3%
      Lannon, WI1,221946.0%
      St. Francis, WI9,923954.9%
      West Allis, WI61,432936.8%
      Elm Grove, WI6,32212525.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edgewood, NM6,3221021.6%
      Shrewsbury, MO6,323990.8%
      Homestead Meadows South, TX6,3238316.5%
      Nephi, UT6,3231098.5%
      St. Robert, MO6,320972.6%
      Elm Grove, WI6,32212525.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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