Cheapest Places to Live in North Dakota

Access hyperlocal data to help you make a confident and informed decision.

North Dakota, known for its wide-open spaces, vibrant communities, and robust economy, offers a high quality of life at a relatively low cost. Landmarks such as Theodore Roosevelt National Park, the North Dakota Heritage Center, and the International Peace Garden highlight the state's appeal. The state's economy is diverse, with significant contributions from sectors such as energy, agriculture, and manufacturing. North Dakota's tax structure includes moderate income and property taxes, which contribute to its overall affordability. Despite recent inflation and rising food costs, North Dakota remains one of the more affordable states in the central region, especially in its smaller towns and rural areas. The combination of a diverse economy and manageable living costs makes North Dakota an attractive place for those seeking affordability and quality of life.

Affordable living in North Dakota can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, which is essential for maintaining financial stability. Affordability is a crucial factor in livability, as it allows residents to enjoy a comfortable standard of living without undue financial strain. Factors contributing to the cheapest places to live in North Dakota include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. Using AI-assisted city-level cost of living estimates, supported by U.S. Census housing data and regional economic modeling, helps identify these affordable regions and gives potential residents a practical way to compare affordability from one city to the next. In a state known for its community spirit and economic opportunities, finding affordable living options enhances the overall living experience.

Devils Lake Population: 7,473 7% cheaper than North Dakota average

Med. Home Value: $208,115 Med. Rent: $924 Med. Household Inc.: $58,383

With a cost of living index that is 7% cheaper than the state average, Devils Lake is the cheapest place to live in North Dakota. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Devils Lake provides an inviting and cost-effective environment to call home.

Wahpeton Population: 7,963 4% cheaper than North Dakota average

Med. Home Value: $223,755 Med. Rent: $1,010 Med. Household Inc.: $66,479

The second most affordable city in North Dakota is Wahpeton and stands out for its cost-effective lifestyle. With an overall cost of living that is 4% cheaper than the North Dakota average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.

Valley City Population: 6,631 3% cheaper than North Dakota average

Med. Home Value: $243,495 Med. Rent: $1,123 Med. Household Inc.: $76,080

Valley City lands in the #3 spot for the cheapest cities to live in North Dakota, with a cost of living that is 3% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.

Jamestown Population: 15,817 2% cheaper than North Dakota average

Med. Home Value: $266,909 Med. Rent: $1,050 Med. Household Inc.: $74,186

The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Jamestown offers a picturesque and affordable living environment, with a cost of living that is 2% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .

Grand Forks Population: 58,685 7% more expensive than North Dakota average

Med. Home Value: $383,594 Med. Rent: $1,229 Med. Household Inc.: $73,749

For those wanting to live well on a budget, Grand Forks is ideal, with a cost of living that is 7% more expensive than the state average. Reasonable housing prices (compared to the North Dakota average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.

Minot Population: 49,742 7% more expensive than North Dakota average

Med. Home Value: $380,020 Med. Rent: $1,356 Med. Household Inc.: $96,422

Minot comes in at #6 on our list of the cheapest cities in North Dakota and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 7% more expensive than North Dakota. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.

Mandan Population: 23,353 8% more expensive than North Dakota average

Med. Home Value: $406,082 Med. Rent: $1,345 Med. Household Inc.: $106,570

With its cost-effective lifestyle, Mandan is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.

Fargo Population: 128,361 8% more expensive than North Dakota average

Med. Home Value: $397,466 Med. Rent: $1,216 Med. Household Inc.: $87,039

A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Fargo fits that mold and has a cost of living that is 8% more expensive than North Dakota.

Dickinson Population: 23,614 10% more expensive than North Dakota average

Med. Home Value: $429,008 Med. Rent: $1,366 Med. Household Inc.: $98,230

Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Dickinson is one of the most affordable cities in North Dakota, and has a cost of living that is 10% more expensive than the state average.

Bismarck Population: 75,566 11% more expensive than North Dakota average

Med. Home Value: $452,781 Med. Rent: $1,319 Med. Household Inc.: $102,112

With a cost of living that is 11% more expensive than North Dakota, Bismarck comes in at #10 on our list of the cheapest places to live in North Dakota. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in North Dakota

Rank	Location	Population	COL Index	Med. Home Value	Med. Household Inc.
1	Devils Lake	7,473	88	$208,115	$58,383
2	Wahpeton	7,963	91	$223,755	$66,479
3	Valley City	6,631	92	$243,495	$76,080
4	Jamestown	15,817	93	$266,909	$74,186
5	Grand Forks	58,685	101	$383,594	$73,749
6	Minot	49,742	102	$380,020	$96,422
7	Mandan	23,353	103	$406,082	$106,570
8	Fargo	128,361	103	$397,466	$87,039
9	Dickinson	23,614	104	$429,008	$98,230
10	Bismarck	75,566	106	$452,781	$102,112
11	West Fargo	37,459	107	$434,893	$131,394
12	Williston	28,744	108	$450,821	$112,506
13	Watford City	7,386	112	$495,538	$111,066
14	Minot AFB	6,100	116	$0	$95,365

Methodology

To formulate the list of the cheapest places to live in North Dakota, a city-level cost of living model was used with a national average baseline of 100. This framework is designed to provide a practical comparison of how far your dollar may go across different urban areas. Housing estimates incorporate the latest available U.S. Census home price and rental data, while all other values are generated using AI-assisted economic models based on expected everyday expenses, regional pricing trends, climate, transportation patterns, and local economic conditions. The overall index is weighted across key spending categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%).

Map of Cost of Living by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.