Wahpeton, ND Cost Of Living

Wahpeton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Wahpeton	North Dakota	National
Cost of living index	87	97	100
Index	Wahpeton	North Dakota	National
Goods & Services index	100	102	100
Groceries index	108	105	100
Health care index	115	113	100
Housing index	56	85	100
Transportation index	99	107	100
Utilities index	87	85	100

The above illustration supplies generalized information for the Wahpeton, ND cost of living index. Compared to other cities in North Dakota and cities across the country, the cost of living index in Wahpeton, ND is 87, which is 10% lower than the North Dakota average and 13% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Wahpeton, ND are 2% lower than the average for North Dakota and equal to the rest of the country.

Did you know?

The cost of living in Wahpeton is 10% lower than the North Dakota average.
The cost of living in Wahpeton is 13% lower than the national average.
The cost of housing in Wahpeton is 44% lower than the national average.
North Dakota general sales tax is 2% lower than the national average.
North Dakota state income tax is 51% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in Wahpeton, ND to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Wahpeton, ND, then you would need to earn more income in order to maintain the same standard of living. To use the Wahpeton, ND salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,768	$6,064	$1,698	$2,183
Renters	$27,012	$2,251	$630	$810

One can approximate the cost of living and the housing affordability in Wahpeton, ND by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Wahpeton, ND have a median income of $72,768. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,698 per month to avoid calamity and poverty. The renters in the city have an income of about $27,012, which would make their monthly maximum allowable rental costs $630.

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

When you are determining the total cost of living in Wahpeton, ND you will want to make sure you consider both the North Dakota sales tax and the North Dakota income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in North Dakota is 5%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in North Dakota have a range from 1.1% to 2.9%.

Goods & Services

Item	Wahpeton	National avg.	Difference
Haircut	$18.03	$16.09	12.1%
Beauty Salon	$34.13	$37.33	8.6%
Toothpaste	$2.36	$2.45	3.6%
Shampoo	$1.26	$1.00	25.6%
Movie	$11.00	$10.28	7.0%
Bowling	$4.03	$4.93	18.3%

Groceries

Item	Wahpeton	National avg.	Difference
Ground Beef	$3.40	$3.80	10.5%
Fried Chicken	$1.84	$1.40	32.0%
Milk	$2.96	$2.01	47.6%
Potatoes	$2.73	$3.01	9.2%
Pizza	$8.77	$9.89	11.3%
Beer	$9.04	$8.90	1.6%

Health Care

Item	Wahpeton	National avg.	Difference
Optometrist	$93.17	$102.16	8.8%
Doctor	$157.22	$108.36	45.1%
Dentist	$95.33	$92.53	3.0%
Ibuprofen	$10.28	$9.28	10.8%
Lipitor	$428.78	$425.82	0.7%

Housing

Item	Wahpeton	National avg.	Difference
Home Price	$103,400.00	$184,700.00	44.0%
Avg. Mortgage Payment	$1,232.19	$1,202.44	2.5%
Apartment Rent	$544.00	$949.00	42.7%

Transportation

Item	Wahpeton	National avg.	Difference
Gasoline	$2.11	$2.24	5.9%
Tire Balancing	$50.47	$46.29	9.0%

Utilities

Item	Wahpeton	National avg.	Difference
All Electricity	$142.52	$165.96	14.1%
Phone	$25.30	$28.68	11.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Great Bend, ND	75	76	-24%
Campbell, MN	178	78	-22%
Doran, MN	21	79	-21%
Kent, MN	80	81	-19%
Dwight, ND	69	81	-19%
Wahpeton, ND	7,844	87	-13%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Oak Grove, MO	7,844	88	-12%
Inverness, IL	7,844	173	73%
Fairview, GA	7,843	83	-17%
Maryville, IL	7,837	99	-1%
Fort Scott, KS	7,852	77	-23%
Wahpeton, ND	7,844	87	-13%

Source: The Wahpeton, ND cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Wahpeton, ND Cost of Living