Wahpeton, North Dakota Cost Of Living

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Overall 17%

Goods & Services 10%

Housing 44%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Wahpeton	North Dakota	National
Cost of living	83	95	100
Goods & Services	90	97	100
Groceries	92	101	100
Health care	110	113	100
Housing	56	85	100
Transportation	101	104	100
Utilities	97	95	100

Key findings

The cost of living in Wahpeton is 13% lower than the North Dakota average
The cost of living in Wahpeton is 17% lower than the national average
Wahpeton housing is 44% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 55% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,768	$6,064	$1,698	$2,183
Renters	$27,012	$2,251	$630	$810

To approximate the cost of living and the housing affordability in Wahpeton, ND, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Wahpeton have a median income of $72,768. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,698 per month to avoid calamity and poverty. The renters in the city have an income of about $27,012, which would make their monthly maximum allowable rental costs $630.

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Goods & Services

Item	Wahpeton	National avg.	Difference
Haircut	$16.70	$20.27	17.6%
Beauty Salon	$33.00	$40.39	18.3%
Toothpaste	$2.36	$2.36	0.0%
Shampoo	$1.98	$1.08	84.3%
Movie	$6.24	$10.99	43.2%
Bowling	$10.39	$15.49	32.9%

Groceries

Item	Wahpeton	National avg.	Difference
Ground Beef	$4.27	$4.30	0.6%
Fried Chicken	$1.56	$1.40	11.7%
Milk	$2.31	$2.20	4.7%
Potatoes	$2.89	$3.22	10.2%
Pizza	$10.87	$10.74	1.2%
Beer	$9.99	$9.60	4.1%

Health Care

Item	Wahpeton	National avg.	Difference
Optometrist	$124.50	$109.73	13.5%
Doctor	$189.48	$118.34	60.1%
Dentist	$84.17	$100.94	16.6%
Ibuprofen	$9.37	$9.93	5.6%
Lipitor	$493.83	$469.53	5.2%

Housing

Item	Wahpeton	National avg.	Difference
Home Price	$103,400.00	$184,700.00	44.0%
Avg. Mortgage Payment	$1,270.16	$1,229.62	3.3%
Apartment Rent	$544.00	$949.00	42.7%

Transportation

Item	Wahpeton	National avg.	Difference
Gasoline	$2.70	$2.71	0.5%
Tire Balancing	$54.08	$51.86	4.3%

Utilities

Item	Wahpeton	National avg.	Difference
All Electricity	$160.00	$170.84	6.3%
Phone	$191.33	$187.18	2.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Great Bend, ND	75	72	27.9%
Campbell, MN	178	85	15.3%
Doran, MN	21	86	14.0%
Kent, MN	80	76	23.9%
Dwight, ND	69	76	23.8%
Wahpeton, ND	7,844	83	17.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Inverness, IL	7,844	171	71.4%
Oak Grove, MO	7,844	86	14.4%
Fairview, GA	7,843	82	18.0%
Newell County, AB	7,846	n/a
Maryville, IL	7,837	95	4.8%
Wahpeton, ND	7,844	83	17.2%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.