Cost of Living in Valley City, ND

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A+
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Valley City North Dakota National
Cost of living9295100
Groceries10199100
Health care10099100
Housing7686100
Transportation9598100
Utilities104104100
Lifestyle & Entertainment10197100
Household Items9799100
Education & Childcare10098100
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Homes For Sale In Valley City, ND

property for sale

11386 33K St SE

Valley City, ND
property for sale

710 5th St NW

Valley City, ND
property for sale

205 3rd Ave SE

Valley City, ND
property for sale

414 8th Ave NW

Valley City, ND

Cost Of Living Quick Facts

  • The cost of living in Valley City is 3% lower than the North Dakota average
  • The cost of living in Valley City is 8% lower than the national average
  • Valley City housing is 24% lower than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

Most Affordable Places to Live in and Around Valley City

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Compare Valley City, ND Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,245$8,270$2,316$2,978
      Renters$49,597$4,133$1,157$1,488
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Valley City, ND, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Valley City, homeowners have a median income of $99,245. Using that number, a maximum of $2,316 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $49,597, which means there is a maximum of $1,157 to be spent on the costs of renting a home or apartment.

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Leal, ND111000.3%
      Rogers, ND407624.5%
      Oriska, ND2368119.1%
      Fingal, ND1248218.5%
      Sanborn, ND1268316.9%
      Valley City, ND6,631927.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brattleboro, VT6,6311077.1%
      Port-Cartier, QC6,631n/a 
      Ishpeming, MI6,6308416.1%
      Cheshire Village, CT6,63212424.0%
      Harrah, OK6,629946.4%
      Valley City, ND6,631927.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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